What are the schools like in Warsaw, IN?

Warsaw is served primarily by Warsaw Community Schools. The district operates 8 elementary schools, 2 middle schools, and 1 high schools with a student-to-teacher ratio of 13.2:1.

What is the median household income in Warsaw?

The median household income in Warsaw, IN is $57,931 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.2%.

What is the weather like in Warsaw, IN?

Warsaw has an average high temperature of 33.0°F in January and 83.8°F in July. Annual precipitation averages 40.5 inches and annual snowfall averages 31.9 inches.

Warsaw, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Warsaw, IN affordable or expensive?

Warsaw's cost of living index is 95, where 100 represents the national average. This means Warsaw is 5% less expensive than the average US city. The median home value is $158,900 and the median rent is $962 per month.

Q: What is the crime rate in Warsaw, IN?

Warsaw has a violent crime rate of 413.7 incidents per 100,000 residents and a property crime rate of 1759.8 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Warsaw, IN a Good Place to Live?

Warsaw is a small city of 16,473 in Indiana, with a median household income of $57,931 and a 3.2% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Warsaw stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Warsaw is right for you depends on your priorities — the full breakdown is below.

All Warsaw city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.8

Warsaw's overall cost of living index is 94.8, where 100 represents the US national average. Living in Warsaw costs roughly 5% less than the average American city.

Metric	Warsaw, IN	National Avg
Median Home Value	$158,900	$244,900
Median Monthly Rent	$962	$1,163
Homeownership Rate	49.2%	65.9%
Median Household Income	$57,931	$74,755

Crime & Safety

Safer than Average

Warsaw's violent crime rate is 413.7 per 100,000 residents — 9% higher than the national average of ~380 per 100,000.

Violent Crime

413.7 /100k

Property Crime

1759.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Warsaw is served primarily by Warsaw Community Schools. The student-to-teacher ratio is 13.2:1 (better than the national average of ~16:1).

Metric	Warsaw, IN	National Avg
School District	Warsaw Community Schools	—
Elementary Schools	8	—
Middle Schools	2	—
High Schools	1	—
Student/Teacher Ratio	13.2:1	16:1
Bachelor's Degree or Higher	32.6%	35.4%
High School Diploma or Higher	86.9%	91.1%

Weather & Climate

Warsaw sees average highs of 33.0°F in January and 83.8°F in July, with 40.5 inches of annual precipitation and 31.9 inches of snow per year.

Metric	Warsaw, IN
Average High — January	33.0°F
Average High — July	83.8°F
Annual Precipitation	40.5"
Annual Snowfall	31.9"

Demographics

Metric	Warsaw, IN	National Avg
Population	16,473	—
Median Age	33.1	38.9
Unemployment Rate	3.2%	3.7%
Avg Commute Time	15.7 min	26 min
White (non-Hispanic)	80.7%	59.3%
Black or African American	2.5%	13.6%
Hispanic or Latino	9.5%	18.9%
Asian	4.5%	6.3%
Under 18	23.3%	22.2%
65 and over	13.9%	16.8%

Nearby Cities

Winona Lake, IN 3 mi Leesburg, IN 6 mi Oswego, IN 6 mi Wooster, IN 6 mi Palestine, IN 7 mi

ZIP Codes in Warsaw

Warsaw, IN is covered by 2 ZIP codes:

46580 46582

Warsaw vs Other Cities

Warsaw, IN vs Winona Lake, IN Warsaw, IN vs Leesburg, IN Warsaw, IN vs Oswego, IN Warsaw, IN vs Wooster, IN Warsaw, IN vs Palestine, IN

Frequently Asked Questions

Is Warsaw, IN affordable or expensive?

Warsaw's cost of living index is 95, where 100 is the national average. That makes Warsaw roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $158,900 and median rent is $962/month.

What is the crime rate in Warsaw, IN?

Warsaw's violent crime rate is 413.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1759.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Warsaw?

Public schools in Warsaw are operated by Warsaw Community Schools. The district has 8 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 13.2:1. 32.6% of adults 25+ hold a bachelor's degree or higher.

Is Warsaw, IN a good place to live?

Warsaw, IN has a population of 16,473, a median household income of $57,931, and an unemployment rate of 3.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Warsaw?

Warsaw averages 33.0°F in January and 83.8°F in July. Annual rainfall is 40.5 inches with about 31.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Warsaw?

Warsaw, IN is covered by 2 ZIP codes: 46580, 46582.

What is the population of Warsaw?

The population of Warsaw, Indiana is 16,473 with a median age of 33.1. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Warsaw?

Key numbers for living in Warsaw: cost of living index 95 (100 = US average), median home $158,900, median household income $57,931, crime index 99 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Warsaw side by side with your current city to see the trade-offs.