Is Valparaiso, IN a Good Place to Live?
Valparaiso is a small city of 33,991 in Indiana, with a median household income of $59,943 and a 3.0% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: Valparaiso stands out for below-average home prices, lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Valparaiso is right for you depends on your priorities — the full breakdown is below.
All Valparaiso city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 102.6Valparaiso's overall cost of living index is 102.6, where 100 represents the US national average. Living in Valparaiso costs roughly 3% more than the average American city.
| Metric | Valparaiso, IN | National Avg |
|---|---|---|
| Median Home Value | $229,900 | $244,900 |
| Median Monthly Rent | $1,082 | $1,163 |
| Homeownership Rate | 55.7% | 65.9% |
| Median Household Income | $59,943 | $74,755 |
Crime & Safety
Very SafeValparaiso's violent crime rate is 66.1 per 100,000 residents — 83% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Valparaiso is served primarily by Valparaiso Community Schools. The student-to-teacher ratio is 16.0:1 .
| Metric | Valparaiso, IN | National Avg |
|---|---|---|
| School District | Valparaiso Community Schools | — |
| Elementary Schools | 8 | — |
| Middle Schools | 2 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 16.0:1 | 16:1 |
| Bachelor's Degree or Higher | 41.8% | 35.4% |
| High School Diploma or Higher | 94.1% | 91.1% |
Weather & Climate
Valparaiso sees average highs of 32.1°F in January and 82.9°F in July, with 42.3 inches of annual precipitation and 40.0 inches of snow per year.
| Metric | Valparaiso, IN |
|---|---|
| Average High — January | 32.1°F |
| Average High — July | 82.9°F |
| Annual Precipitation | 42.3" |
| Annual Snowfall | 40.0" |
Demographics
| Metric | Valparaiso, IN | National Avg |
|---|---|---|
| Population | 33,991 | — |
| Median Age | 36.8 | 38.9 |
| Unemployment Rate | 3.0% | 3.7% |
| Avg Commute Time | 23.4 min | 26 min |
| White (non-Hispanic) | 84.4% | 59.3% |
| Black or African American | 4.9% | 13.6% |
| Hispanic or Latino | 5.3% | 18.9% |
| Asian | 3.4% | 6.3% |
| Under 18 | 18.8% | 22.2% |
| 65 and over | 17.6% | 16.8% |
Nearby Cities
ZIP Codes in Valparaiso
Valparaiso, IN is covered by 2 ZIP codes: