Median Income
$59,943
household / year
Median Home Value
$229,900
owner-occupied
Median Rent
$1,082
gross / month
Cost of Living
103
national avg = 100

Is Valparaiso, IN a Good Place to Live?

Valparaiso is a small city of 33,991 in Indiana, with a median household income of $59,943 and a 3.0% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Valparaiso stands out for below-average home prices, lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Valparaiso is right for you depends on your priorities — the full breakdown is below.

All Valparaiso city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.6

Valparaiso's overall cost of living index is 102.6, where 100 represents the US national average. Living in Valparaiso costs roughly 3% more than the average American city.

Metric Valparaiso, IN National Avg
Median Home Value $229,900 $244,900
Median Monthly Rent $1,082 $1,163
Homeownership Rate 55.7% 65.9%
Median Household Income $59,943 $74,755

Crime & Safety

Very Safe

Valparaiso's violent crime rate is 66.1 per 100,000 residents — 83% lower than the national average of ~380 per 100,000.

Violent Crime
66.1 /100k
Property Crime
807.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Valparaiso is served primarily by Valparaiso Community Schools. The student-to-teacher ratio is 16.0:1 .

Metric Valparaiso, IN National Avg
School District Valparaiso Community Schools —
Elementary Schools 8 —
Middle Schools 2 —
High Schools 1 —
Student/Teacher Ratio 16.0:1 16:1
Bachelor's Degree or Higher 41.8% 35.4%
High School Diploma or Higher 94.1% 91.1%

Weather & Climate

Valparaiso sees average highs of 32.1°F in January and 82.9°F in July, with 42.3 inches of annual precipitation and 40.0 inches of snow per year.

MetricValparaiso, IN
Average High — January32.1°F
Average High — July82.9°F
Annual Precipitation42.3"
Annual Snowfall40.0"

Demographics

MetricValparaiso, INNational Avg
Population33,991—
Median Age36.838.9
Unemployment Rate3.0%3.7%
Avg Commute Time23.4 min26 min
White (non-Hispanic)84.4%59.3%
Black or African American4.9%13.6%
Hispanic or Latino5.3%18.9%
Asian3.4%6.3%
Under 1818.8%22.2%
65 and over17.6%16.8%

Nearby Cities

ZIP Codes in Valparaiso

Valparaiso, IN is covered by 2 ZIP codes:

Valparaiso vs Other Cities

Frequently Asked Questions

Valparaiso's cost of living index is 103, where 100 is the national average. That puts Valparaiso roughly 3% above the national average in cost. The median home price is $229,900 and median rent is $1,082/month.
Valparaiso's violent crime rate is 66.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 807.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Valparaiso are operated by Valparaiso Community Schools. The district has 8 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 16.0:1. 41.8% of adults 25+ hold a bachelor's degree or higher.
Valparaiso, IN has a population of 33,991, a median household income of $59,943, and an unemployment rate of 3.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Valparaiso averages 32.1°F in January and 82.9°F in July. Annual rainfall is 42.3 inches with about 40.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Valparaiso, IN is covered by 2 ZIP codes: 46383, 46385.
The population of Valparaiso, Indiana is 33,991 with a median age of 36.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Valparaiso: cost of living index 103 (100 = US average), median home $229,900, median household income $59,943, crime index 26 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Valparaiso side by side with your current city to see the trade-offs.