Is St. John, IN a Good Place to Live?
St. John is a small city of 20,727 in Indiana, with a median household income of $123,799 and a 3.5% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: St. John stands out for lower-than-average crime, solid school ratings (B+), a well-educated population.
Trade-offs: Potential downsides include longer commutes. Whether St. John is right for you depends on your priorities — the full breakdown is below.
All St. John city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 102.6St. John's overall cost of living index is 102.6, where 100 represents the US national average. Living in St. John costs roughly 3% more than the average American city.
| Metric | St. John, IN | National Avg |
|---|---|---|
| Median Home Value | $346,900 | $244,900 |
| Median Monthly Rent | $909 | $1,163 |
| Homeownership Rate | 97.4% | 65.9% |
| Median Household Income | $123,799 | $74,755 |
Crime & Safety
Very SafeSt. John's violent crime rate is 24.2 per 100,000 residents — 94% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
St. John is served primarily by Lake Central School Corporation. The student-to-teacher ratio is 17.4:1 (slightly above the national average of ~16:1).
| Metric | St. John, IN | National Avg |
|---|---|---|
| School District | Lake Central School Corporation | — |
| Elementary Schools | 6 | — |
| Middle Schools | 3 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 17.4:1 | 16:1 |
| Bachelor's Degree or Higher | 40.0% | 35.4% |
| High School Diploma or Higher | 94.8% | 91.1% |
Weather & Climate
St. John sees average highs of 31.1°F in January and 83.9°F in July, with 39.5 inches of annual precipitation and 26.6 inches of snow per year.
| Metric | St. John, IN |
|---|---|
| Average High — January | 31.1°F |
| Average High — July | 83.9°F |
| Annual Precipitation | 39.5" |
| Annual Snowfall | 26.6" |
Demographics
| Metric | St. John, IN | National Avg |
|---|---|---|
| Population | 20,727 | — |
| Median Age | 42.0 | 38.9 |
| Unemployment Rate | 3.5% | 3.7% |
| Avg Commute Time | 32.6 min | 26 min |
| White (non-Hispanic) | 85.7% | 59.3% |
| Black or African American | 2.8% | 13.6% |
| Hispanic or Latino | 8.1% | 18.9% |
| Asian | 1.7% | 6.3% |
| Under 18 | 24.0% | 22.2% |
| 65 and over | 17.4% | 16.8% |
Nearby Cities
ZIP Codes in St. John
St. John, IN is covered by 1 ZIP code: