Median Income
$123,799
household / year
Median Home Value
$346,900
owner-occupied
Median Rent
$909
gross / month
Cost of Living
103
national avg = 100

Is St. John, IN a Good Place to Live?

St. John is a small city of 20,727 in Indiana, with a median household income of $123,799 and a 3.5% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: St. John stands out for lower-than-average crime, solid school ratings (B+), a well-educated population.

Trade-offs: Potential downsides include longer commutes. Whether St. John is right for you depends on your priorities — the full breakdown is below.

All St. John city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.6

St. John's overall cost of living index is 102.6, where 100 represents the US national average. Living in St. John costs roughly 3% more than the average American city.

Metric St. John, IN National Avg
Median Home Value $346,900 $244,900
Median Monthly Rent $909 $1,163
Homeownership Rate 97.4% 65.9%
Median Household Income $123,799 $74,755

Crime & Safety

Very Safe

St. John's violent crime rate is 24.2 per 100,000 residents — 94% lower than the national average of ~380 per 100,000.

Violent Crime
24.2 /100k
Property Crime
129.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

St. John is served primarily by Lake Central School Corporation. The student-to-teacher ratio is 17.4:1 (slightly above the national average of ~16:1).

Metric St. John, IN National Avg
School District Lake Central School Corporation —
Elementary Schools 6 —
Middle Schools 3 —
High Schools 1 —
Student/Teacher Ratio 17.4:1 16:1
Bachelor's Degree or Higher 40.0% 35.4%
High School Diploma or Higher 94.8% 91.1%

Weather & Climate

St. John sees average highs of 31.1°F in January and 83.9°F in July, with 39.5 inches of annual precipitation and 26.6 inches of snow per year.

MetricSt. John, IN
Average High — January31.1°F
Average High — July83.9°F
Annual Precipitation39.5"
Annual Snowfall26.6"

Demographics

MetricSt. John, INNational Avg
Population20,727—
Median Age42.038.9
Unemployment Rate3.5%3.7%
Avg Commute Time32.6 min26 min
White (non-Hispanic)85.7%59.3%
Black or African American2.8%13.6%
Hispanic or Latino8.1%18.9%
Asian1.7%6.3%
Under 1824.0%22.2%
65 and over17.4%16.8%

Nearby Cities

ZIP Codes in St. John

St. John, IN is covered by 1 ZIP code:

St. John vs Other Cities

Frequently Asked Questions

St. John's cost of living index is 103, where 100 is the national average. That puts St. John roughly 3% above the national average in cost. The median home price is $346,900 and median rent is $909/month.
St. John's violent crime rate is 24.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 129.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in St. John are operated by Lake Central School Corporation. The district has 6 elementary, 3 middle, and 1 high schools. The student-to-teacher ratio is 17.4:1. 40.0% of adults 25+ hold a bachelor's degree or higher.
St. John, IN has a population of 20,727, a median household income of $123,799, and an unemployment rate of 3.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
St. John averages 31.1°F in January and 83.9°F in July. Annual rainfall is 39.5 inches with about 26.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
St. John, IN is covered by 1 ZIP code: 46373.
The population of St. John, Indiana is 20,727 with a median age of 42.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in St. John: cost of living index 103 (100 = US average), median home $346,900, median household income $123,799, crime index 6 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare St. John side by side with your current city to see the trade-offs.