What are the schools like in Poneto, IN?

Poneto is served primarily by Southern Wells Com Schools. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 15.2:1.

What is the median household income in Poneto?

The median household income in Poneto, IN is $47,500 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 4.4%.

What is the weather like in Poneto, IN?

Poneto has an average high temperature of 31.9°F in January and 82.6°F in July. Annual precipitation averages 41.6 inches and annual snowfall averages 23.3 inches.

Poneto, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Poneto, IN affordable or expensive?

Poneto's cost of living index is 91, where 100 represents the national average. This means Poneto is 9% less expensive than the average US city. The median home value is $76,800 and the median rent is $917 per month.

Q: What is the crime rate in Poneto, IN?

Poneto has a violent crime rate of 91.9 incidents per 100,000 residents and a property crime rate of 364.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Poneto, IN a Good Place to Live?

Poneto is a small town of 166 in Indiana, with a median household income of $47,500 and a 4.4% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Poneto stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Poneto is right for you depends on your priorities — the full breakdown is below.

All Poneto city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.8

Poneto's overall cost of living index is 90.8, where 100 represents the US national average. Living in Poneto costs roughly 9% less than the average American city.

Metric	Poneto, IN	National Avg
Median Home Value	$76,800	$244,900
Median Monthly Rent	$917	$1,163
Homeownership Rate	81.9%	65.9%
Median Household Income	$47,500	$74,755

Crime & Safety

Very Safe

Poneto's violent crime rate is 91.9 per 100,000 residents — 76% lower than the national average of ~380 per 100,000.

Violent Crime

91.9 /100k

Property Crime

364.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Poneto is served primarily by Southern Wells Com Schools. The student-to-teacher ratio is 15.2:1 (better than the national average of ~16:1).

Metric	Poneto, IN	National Avg
School District	Southern Wells Com Schools	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	15.2:1	16:1
Bachelor's Degree or Higher	10.3%	35.4%
High School Diploma or Higher	91.4%	91.1%

Weather & Climate

Poneto sees average highs of 31.9°F in January and 82.6°F in July, with 41.6 inches of annual precipitation and 23.3 inches of snow per year.

Metric	Poneto, IN
Average High — January	31.9°F
Average High — July	82.6°F
Annual Precipitation	41.6"
Annual Snowfall	23.3"

Demographics

Metric	Poneto, IN	National Avg
Population	166	—
Median Age	43.0	38.9
Unemployment Rate	4.4%	3.7%
Avg Commute Time	20.6 min	26 min
White (non-Hispanic)	91.6%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	3.6%	18.9%
Asian	0.0%	6.3%
Under 18	17.5%	22.2%
65 and over	13.3%	16.8%

Nearby Cities

Liberty Center, IN 4 mi Petroleum, IN 5 mi Keystone, IN 5 mi Bluffton, IN 7 mi Vera Cruz, IN 8 mi

ZIP Codes in Poneto

Poneto, IN is covered by 1 ZIP code:

46781

Poneto vs Other Cities

Poneto, IN vs Liberty Center, IN Poneto, IN vs Petroleum, IN Poneto, IN vs Keystone, IN Poneto, IN vs Bluffton, IN Poneto, IN vs Vera Cruz, IN

Frequently Asked Questions

Is Poneto, IN affordable or expensive?

Poneto's cost of living index is 91, where 100 is the national average. That makes Poneto roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $76,800 and median rent is $917/month.

What is the crime rate in Poneto, IN?

Poneto's violent crime rate is 91.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 364.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Poneto?

Public schools in Poneto are operated by Southern Wells Com Schools. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 15.2:1. 10.3% of adults 25+ hold a bachelor's degree or higher.

Is Poneto, IN a good place to live?

Poneto, IN has a population of 166, a median household income of $47,500, and an unemployment rate of 4.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Poneto?

Poneto averages 31.9°F in January and 82.6°F in July. Annual rainfall is 41.6 inches with about 23.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Poneto?

Poneto, IN is covered by 1 ZIP code: 46781.

What is the population of Poneto?

The population of Poneto, Indiana is 166 with a median age of 43.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Poneto?

Key numbers for living in Poneto: cost of living index 91 (100 = US average), median home $76,800, median household income $47,500, crime index 21 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Poneto side by side with your current city to see the trade-offs.