What are the schools like in Pendleton, IN?

Pendleton is served primarily by South Madison Com Sch Corp. The district operates 3 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 20.1:1.

What is the median household income in Pendleton?

The median household income in Pendleton, IN is $81,413 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.2%.

What is the weather like in Pendleton, IN?

Pendleton has an average high temperature of 34.9°F in January and 83.8°F in July. Annual precipitation averages 42.1 inches and annual snowfall averages 17.6 inches.

Pendleton, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Pendleton, IN affordable or expensive?

Pendleton's cost of living index is 95, where 100 represents the national average. This means Pendleton is 5% less expensive than the average US city. The median home value is $214,600 and the median rent is $1,064 per month.

Q: What is the crime rate in Pendleton, IN?

Pendleton has a violent crime rate of 33.7 incidents per 100,000 residents and a property crime rate of 50.6 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Pendleton, IN a Good Place to Live?

Pendleton is a small town of 4,937 in Indiana, with a median household income of $81,413 and a 3.2% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Pendleton stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Pendleton is right for you depends on your priorities — the full breakdown is below.

All Pendleton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.6

Pendleton's overall cost of living index is 94.6, where 100 represents the US national average. Living in Pendleton costs roughly 5% less than the average American city.

Metric	Pendleton, IN	National Avg
Median Home Value	$214,600	$244,900
Median Monthly Rent	$1,064	$1,163
Homeownership Rate	67.5%	65.9%
Median Household Income	$81,413	$74,755

Crime & Safety

Very Safe

Pendleton's violent crime rate is 33.7 per 100,000 residents — 91% lower than the national average of ~380 per 100,000.

Violent Crime

33.7 /100k

Property Crime

50.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Pendleton is served primarily by South Madison Com Sch Corp. The student-to-teacher ratio is 20.1:1 (slightly above the national average of ~16:1).

Metric	Pendleton, IN	National Avg
School District	South Madison Com Sch Corp	—
Elementary Schools	3	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	20.1:1	16:1
Bachelor's Degree or Higher	36.2%	35.4%
High School Diploma or Higher	93.9%	91.1%

Weather & Climate

Pendleton sees average highs of 34.9°F in January and 83.8°F in July, with 42.1 inches of annual precipitation and 17.6 inches of snow per year.

Metric	Pendleton, IN
Average High — January	34.9°F
Average High — July	83.8°F
Annual Precipitation	42.1"
Annual Snowfall	17.6"

Demographics

Metric	Pendleton, IN	National Avg
Population	4,937	—
Median Age	40.4	38.9
Unemployment Rate	3.2%	3.7%
Avg Commute Time	25.7 min	26 min
White (non-Hispanic)	94.6%	59.3%
Black or African American	0.4%	13.6%
Hispanic or Latino	2.1%	18.9%
Asian	1.1%	6.3%
Under 18	22.9%	22.2%
65 and over	17.5%	16.8%

Nearby Cities

Ingalls, IN 4 mi Lapel, IN 4 mi Fishersburg, IN 7 mi Fortville, IN 7 mi Edgewood, IN 7 mi

ZIP Codes in Pendleton

Pendleton, IN is covered by 1 ZIP code:

46064

Pendleton vs Other Cities

Pendleton, IN vs Ingalls, IN Pendleton, IN vs Lapel, IN Pendleton, IN vs Fishersburg, IN Pendleton, IN vs Fortville, IN Pendleton, IN vs Edgewood, IN

Frequently Asked Questions

Is Pendleton, IN affordable or expensive?

Pendleton's cost of living index is 95, where 100 is the national average. That makes Pendleton roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $214,600 and median rent is $1,064/month.

What is the crime rate in Pendleton, IN?

Pendleton's violent crime rate is 33.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 50.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Pendleton?

Public schools in Pendleton are operated by South Madison Com Sch Corp. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 20.1:1. 36.2% of adults 25+ hold a bachelor's degree or higher.

Is Pendleton, IN a good place to live?

Pendleton, IN has a population of 4,937, a median household income of $81,413, and an unemployment rate of 3.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Pendleton?

Pendleton averages 34.9°F in January and 83.8°F in July. Annual rainfall is 42.1 inches with about 17.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Pendleton?

Pendleton, IN is covered by 1 ZIP code: 46064.

What is the population of Pendleton?

The population of Pendleton, Indiana is 4,937 with a median age of 40.4. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Pendleton?

Key numbers for living in Pendleton: cost of living index 95 (100 = US average), median home $214,600, median household income $81,413, crime index 6 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Pendleton side by side with your current city to see the trade-offs.