What are the schools like in Oxford, IN?

Oxford is served primarily by Benton Community School Corp. The district operates 2 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 13.1:1.

What is the median household income in Oxford?

The median household income in Oxford, IN is $45,833 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.9%.

What is the weather like in Oxford, IN?

Oxford has an average high temperature of 31.6°F in January and 83.1°F in July. Annual precipitation averages 40.8 inches and annual snowfall averages 17.1 inches.

Oxford, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Oxford, IN affordable or expensive?

Oxford's cost of living index is 92, where 100 represents the national average. This means Oxford is 8% less expensive than the average US city. The median home value is $99,800 and the median rent is $723 per month.

Q: What is the crime rate in Oxford, IN?

Crime rate data for Oxford is not currently available from the FBI's reported data.

Is Oxford, IN a Good Place to Live?

Oxford is a small town of 1,561 in Indiana, with a median household income of $45,833 and a 5.9% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Oxford stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Oxford is right for you depends on your priorities — the full breakdown is below.

All Oxford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.5

Oxford's overall cost of living index is 91.5, where 100 represents the US national average. Living in Oxford costs roughly 8% less than the average American city.

Metric	Oxford, IN	National Avg
Median Home Value	$99,800	$244,900
Median Monthly Rent	$723	$1,163
Homeownership Rate	82.0%	65.9%
Median Household Income	$45,833	$74,755

Crime & Safety

Crime data for Oxford is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Oxford is served primarily by Benton Community School Corp. The student-to-teacher ratio is 13.1:1 (better than the national average of ~16:1).

Metric	Oxford, IN	National Avg
School District	Benton Community School Corp	—
Elementary Schools	2	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	13.1:1	16:1
Bachelor's Degree or Higher	8.4%	35.4%
High School Diploma or Higher	84.6%	91.1%

Weather & Climate

Oxford sees average highs of 31.6°F in January and 83.1°F in July, with 40.8 inches of annual precipitation and 17.1 inches of snow per year.

Metric	Oxford, IN
Average High — January	31.6°F
Average High — July	83.1°F
Annual Precipitation	40.8"
Annual Snowfall	17.1"

Demographics

Metric	Oxford, IN	National Avg
Population	1,561	—
Median Age	35.0	38.9
Unemployment Rate	5.9%	3.7%
Avg Commute Time	23.6 min	26 min
White (non-Hispanic)	95.5%	59.3%
Black or African American	3.4%	13.6%
Hispanic or Latino	0.8%	18.9%
Asian	0.0%	6.3%
Under 18	29.3%	22.2%
65 and over	13.1%	16.8%

Nearby Cities

Templeton, IN 2 mi Pine Village, IN 5 mi Boswell, IN 7 mi Fowler, IN 8 mi Rainsville, IN 8 mi

ZIP Codes in Oxford

Oxford, IN is covered by 1 ZIP code:

47971

Oxford vs Other Cities

Oxford, IN vs Templeton, IN Oxford, IN vs Pine Village, IN Oxford, IN vs Boswell, IN Oxford, IN vs Fowler, IN Oxford, IN vs Rainsville, IN

Frequently Asked Questions

Is Oxford, IN affordable or expensive?

Oxford's cost of living index is 92, where 100 is the national average. That makes Oxford roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $99,800 and median rent is $723/month.

What is the crime rate in Oxford, IN?

Crime data for Oxford is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Oxford?

Public schools in Oxford are operated by Benton Community School Corp. The district has 2 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 13.1:1. 8.4% of adults 25+ hold a bachelor's degree or higher.

Is Oxford, IN a good place to live?

Oxford, IN has a population of 1,561, a median household income of $45,833, and an unemployment rate of 5.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Oxford?

Oxford averages 31.6°F in January and 83.1°F in July. Annual rainfall is 40.8 inches with about 17.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Oxford?

Oxford, IN is covered by 1 ZIP code: 47971.

What is the population of Oxford?

The population of Oxford, Indiana is 1,561 with a median age of 35.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Oxford?

Key numbers for living in Oxford: cost of living index 92 (100 = US average), median home $99,800, median household income $45,833, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Oxford side by side with your current city to see the trade-offs.