What are the schools like in Otter Lake, IN?

School district data for Otter Lake is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Otter Lake?

The median household income in Otter Lake, IN is $101,875 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.0%.

What is the weather like in Otter Lake, IN?

Otter Lake has an average high temperature of 30.5°F in January and 81.8°F in July. Annual precipitation averages 37.8 inches and annual snowfall averages 38.9 inches.

Otter Lake, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: What is the crime rate in Otter Lake, IN?

Otter Lake has a violent crime rate of 66.5 incidents per 100,000 residents and a property crime rate of 1312.4 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Otter Lake, IN a Good Place to Live?

Otter Lake is a small town of 391 in Indiana, with a median household income of $101,875 .

Strengths: Otter Lake's profile is close to national averages across most measures.

Trade-offs: Potential downsides include longer commutes. Whether Otter Lake is right for you depends on your priorities — the full breakdown is below.

All Otter Lake city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Cost of living data is based on the Bureau of Economic Analysis Regional Price Parities for the Otter Lake metro area.

Metric	Otter Lake, IN	National Avg
Median Home Value	$291,700	$244,900
Median Monthly Rent	N/A	$1,163
Homeownership Rate	87.3%	65.9%
Median Household Income	$101,875	$74,755

Crime & Safety

Very Safe

Otter Lake's violent crime rate is 66.5 per 100,000 residents — 82% lower than the national average of ~380 per 100,000.

Violent Crime

66.5 /100k

Property Crime

1312.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric	Otter Lake, IN	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	27.2%	35.4%
High School Diploma or Higher	94.6%	91.1%

Weather & Climate

Otter Lake sees average highs of 30.5°F in January and 81.8°F in July, with 37.8 inches of annual precipitation and 38.9 inches of snow per year.

Metric	Otter Lake, IN
Average High — January	30.5°F
Average High — July	81.8°F
Annual Precipitation	37.8"
Annual Snowfall	38.9"

Demographics

Metric	Otter Lake, IN	National Avg
Population	391	—
Median Age	36.0	38.9
Unemployment Rate	0.0%	3.7%
Avg Commute Time	37.5 min	26 min
White (non-Hispanic)	98.5%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	0.0%	6.3%
Under 18	39.4%	22.2%
65 and over	14.8%	16.8%

Nearby Cities

Wildwood, IN 3 mi Stroh, IN 4 mi Holiday Woods, IN 5 mi Mongo, IN 6 mi Orland, IN 6 mi

Otter Lake vs Other Cities

Otter Lake, IN vs Wildwood, IN Otter Lake, IN vs Stroh, IN Otter Lake, IN vs Holiday Woods, IN Otter Lake, IN vs Mongo, IN Otter Lake, IN vs Orland, IN

Frequently Asked Questions

Is Otter Lake, IN affordable or expensive?

Otter Lake has a median home value of $291,700 and median rent of N/A/month against a median household income of $101,875.

What is the crime rate in Otter Lake, IN?

Otter Lake's violent crime rate is 66.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1312.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Otter Lake?

School district information is sourced from NCES Common Core of Data.

Is Otter Lake, IN a good place to live?

Otter Lake, IN has a population of 391, a median household income of $101,875, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Otter Lake?

Otter Lake averages 30.5°F in January and 81.8°F in July. Annual rainfall is 37.8 inches with about 38.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What is the population of Otter Lake?

The population of Otter Lake, Indiana is 391 with a median age of 36.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Otter Lake?

Key numbers for living in Otter Lake: median home $291,700, median household income $101,875, crime index 35 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Otter Lake side by side with your current city to see the trade-offs.