What are the schools like in Osgood, IN?

Osgood is served primarily by Jac-Cen-Del Community Sch Corp. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 14.2:1.

What is the median household income in Osgood?

The median household income in Osgood, IN is $49,167 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.3%.

What is the weather like in Osgood, IN?

Osgood has an average high temperature of 36.6°F in January and 82.9°F in July. Annual precipitation averages 47.3 inches and annual snowfall averages 15.9 inches.

Osgood, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Osgood, IN affordable or expensive?

Osgood's cost of living index is 91, where 100 represents the national average. This means Osgood is 9% less expensive than the average US city. The median home value is $108,700 and the median rent is $784 per month.

Q: What is the crime rate in Osgood, IN?

Osgood has a violent crime rate of 3.5 incidents per 100,000 residents and a property crime rate of 81.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Osgood, IN a Good Place to Live?

Osgood is a small town of 1,672 in Indiana, with a median household income of $49,167 and a 5.3% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Osgood stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Osgood is right for you depends on your priorities — the full breakdown is below.

All Osgood city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.3

Osgood's overall cost of living index is 91.3, where 100 represents the US national average. Living in Osgood costs roughly 9% less than the average American city.

Metric	Osgood, IN	National Avg
Median Home Value	$108,700	$244,900
Median Monthly Rent	$784	$1,163
Homeownership Rate	47.6%	65.9%
Median Household Income	$49,167	$74,755

Crime & Safety

Very Safe

Osgood's violent crime rate is 3.5 per 100,000 residents — 99% lower than the national average of ~380 per 100,000.

Violent Crime

3.5 /100k

Property Crime

81.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Osgood is served primarily by Jac-Cen-Del Community Sch Corp. The student-to-teacher ratio is 14.2:1 (better than the national average of ~16:1).

Metric	Osgood, IN	National Avg
School District	Jac-Cen-Del Community Sch Corp	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	14.2:1	16:1
Bachelor's Degree or Higher	11.4%	35.4%
High School Diploma or Higher	82.9%	91.1%

Weather & Climate

Osgood sees average highs of 36.6°F in January and 82.9°F in July, with 47.3 inches of annual precipitation and 15.9 inches of snow per year.

Metric	Osgood, IN
Average High — January	36.6°F
Average High — July	82.9°F
Annual Precipitation	47.3"
Annual Snowfall	15.9"

Demographics

Metric	Osgood, IN	National Avg
Population	1,672	—
Median Age	33.9	38.9
Unemployment Rate	5.3%	3.7%
Avg Commute Time	27.6 min	26 min
White (non-Hispanic)	92.9%	59.3%
Black or African American	0.2%	13.6%
Hispanic or Latino	5.9%	18.9%
Asian	0.0%	6.3%
Under 18	23.4%	22.2%
65 and over	14.9%	16.8%

Nearby Cities

Delaware, IN 5 mi Versailles, IN 5 mi Napoleon, IN 6 mi Pierceville, IN 6 mi Holton, IN 6 mi

ZIP Codes in Osgood

Osgood, IN is covered by 1 ZIP code:

47037

Osgood vs Other Cities

Osgood, IN vs Delaware, IN Osgood, IN vs Versailles, IN Osgood, IN vs Napoleon, IN Osgood, IN vs Pierceville, IN Osgood, IN vs Holton, IN

Frequently Asked Questions

Is Osgood, IN affordable or expensive?

Osgood's cost of living index is 91, where 100 is the national average. That makes Osgood roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $108,700 and median rent is $784/month.

What is the crime rate in Osgood, IN?

Osgood's violent crime rate is 3.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 81.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Osgood?

Public schools in Osgood are operated by Jac-Cen-Del Community Sch Corp. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 14.2:1. 11.4% of adults 25+ hold a bachelor's degree or higher.

Is Osgood, IN a good place to live?

Osgood, IN has a population of 1,672, a median household income of $49,167, and an unemployment rate of 5.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Osgood?

Osgood averages 36.6°F in January and 82.9°F in July. Annual rainfall is 47.3 inches with about 15.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Osgood?

Osgood, IN is covered by 1 ZIP code: 47037.

What is the population of Osgood?

The population of Osgood, Indiana is 1,672 with a median age of 33.9. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Osgood?

Key numbers for living in Osgood: cost of living index 91 (100 = US average), median home $108,700, median household income $49,167, crime index 2 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Osgood side by side with your current city to see the trade-offs.