Below Average CostNear National AverageMuncie Community Schools
Downtown Muncie · Emmmmh / CC BY-SA 4.0Minnetrista Center Building · MinnetristaMKT / CC BY-SA 4.0Muncie, Indiana (2673830741) · http://maps.bpl.org / CC BY 2.0Old Delaware County Courthouse. Razed 1960's - panoramio · dayne baughman / CC BY-SA 3.0
Muncie is a mid-sized city of 65,167 in Indiana, with a median household income of $40,309
and a 8.2% unemployment rate.
Its cost of living index is 91 (US average = 100), which is
9% below the national average.
Strengths:
Muncie stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Muncie is right for you depends on your priorities — the full breakdown is below.
All Muncie city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.8
Muncie's overall cost of living index is 90.8,
where 100 represents the US national average.
Living in Muncie costs roughly 9% less than the average American city.
Metric
Muncie, IN
National Avg
Median Home Value
$88,000
$244,900
Median Monthly Rent
$842
$1,163
Homeownership Rate
49.7%
65.9%
Median Household Income
$40,309
$74,755
Crime & Safety
Near National Average
Muncie's violent crime rate is 602.4 per 100,000 residents
— 59% higher than the national average of ~380 per 100,000.
Violent Crime
602.4 /100k
Property Crime
2257.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Muncie is served primarily by Muncie Community Schools.
The student-to-teacher ratio is 13.3:1
(better than the national average of ~16:1).
Metric
Muncie, IN
National Avg
School District
Muncie Community Schools
—
Elementary Schools
6
—
Middle Schools
2
—
High Schools
1
—
Student/Teacher Ratio
13.3:1
16:1
Bachelor's Degree or Higher
25.1%
35.4%
High School Diploma or Higher
88.8%
91.1%
Weather & Climate
Muncie sees average highs of 36.0°F in January
and 85.8°F in July,
with 40.3 inches of annual precipitation
and 19.4 inches of snow per year.
Muncie's cost of living index is 91, where 100 is the national average.
That makes Muncie roughly 9% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $88,000 and median rent is $842/month.
Muncie's violent crime rate is 602.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2257.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Muncie are operated by Muncie Community Schools.
The district has 6 elementary, 2 middle, and 1 high schools.
The student-to-teacher ratio is 13.3:1. 25.1% of adults 25+ hold a bachelor's degree or higher.
Muncie, IN has a population of 65,167, a median household income of $40,309, and an unemployment rate of 8.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Muncie averages 36.0°F in January and 85.8°F in July. Annual rainfall is 40.3 inches
with about 19.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Muncie, IN is covered by 5 ZIP codes: 47304, 47303, 47302, 47305, 47306.
The population of Muncie, Indiana is 65,167 with a median age of 29.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Muncie: cost of living index 91 (100 = US average), median home $88,000, median household income $40,309, crime index 138 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Muncie side by side with your current city to see the trade-offs.
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