What are the schools like in Montezuma, IN?

Montezuma is served primarily by Southwest Parke Com Sch Corp. The district operates 2 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 10.4:1.

What is the median household income in Montezuma?

The median household income in Montezuma, IN is $53,152 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 1.2%.

What is the weather like in Montezuma, IN?

Montezuma has an average high temperature of 35.7°F in January and 85.8°F in July. Annual precipitation averages 47.4 inches and annual snowfall averages 13.0 inches.

Montezuma, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Montezuma, IN affordable or expensive?

Montezuma's cost of living index is 88, where 100 represents the national average. This means Montezuma is 12% less expensive than the average US city. The median home value is $71,000 and the median rent is $794 per month.

Q: What is the crime rate in Montezuma, IN?

Crime rate data for Montezuma is not currently available from the FBI's reported data.

Is Montezuma, IN a Good Place to Live?

Montezuma is a small town of 900 in Indiana, with a median household income of $53,152 and a 1.2% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Montezuma stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Montezuma is right for you depends on your priorities — the full breakdown is below.

All Montezuma city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.2

Montezuma's overall cost of living index is 88.2, where 100 represents the US national average. Living in Montezuma costs roughly 12% less than the average American city.

Metric	Montezuma, IN	National Avg
Median Home Value	$71,000	$244,900
Median Monthly Rent	$794	$1,163
Homeownership Rate	79.1%	65.9%
Median Household Income	$53,152	$74,755

Crime & Safety

Crime data for Montezuma is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Montezuma is served primarily by Southwest Parke Com Sch Corp. The student-to-teacher ratio is 10.4:1 (better than the national average of ~16:1).

Metric	Montezuma, IN	National Avg
School District	Southwest Parke Com Sch Corp	—
Elementary Schools	2	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	10.4:1	16:1
Bachelor's Degree or Higher	6.1%	35.4%
High School Diploma or Higher	83.2%	91.1%

Weather & Climate

Montezuma sees average highs of 35.7°F in January and 85.8°F in July, with 47.4 inches of annual precipitation and 13.0 inches of snow per year.

Metric	Montezuma, IN
Average High — January	35.7°F
Average High — July	85.8°F
Annual Precipitation	47.4"
Annual Snowfall	13.0"

Demographics

Metric	Montezuma, IN	National Avg
Population	900	—
Median Age	38.8	38.9
Unemployment Rate	1.2%	3.7%
Avg Commute Time	23.2 min	26 min
White (non-Hispanic)	85.9%	59.3%
Black or African American	1.2%	13.6%
Hispanic or Latino	10.1%	18.9%
Asian	0.0%	6.3%
Under 18	24.3%	22.2%
65 and over	21.9%	16.8%

Nearby Cities

Hillsdale, IN 1 mi Mecca, IN 5 mi Newport, IN 7 mi Dana, IN 7 mi Bloomingdale, IN 7 mi

ZIP Codes in Montezuma

Montezuma, IN is covered by 1 ZIP code:

47862

Montezuma vs Other Cities

Montezuma, IN vs Hillsdale, IN Montezuma, IN vs Mecca, IN Montezuma, IN vs Newport, IN Montezuma, IN vs Dana, IN Montezuma, IN vs Bloomingdale, IN

Frequently Asked Questions

Is Montezuma, IN affordable or expensive?

Montezuma's cost of living index is 88, where 100 is the national average. That makes Montezuma roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $71,000 and median rent is $794/month.

What is the crime rate in Montezuma, IN?

Crime data for Montezuma is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Montezuma?

Public schools in Montezuma are operated by Southwest Parke Com Sch Corp. The district has 2 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 10.4:1. 6.1% of adults 25+ hold a bachelor's degree or higher.

Is Montezuma, IN a good place to live?

Montezuma, IN has a population of 900, a median household income of $53,152, and an unemployment rate of 1.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Montezuma?

Montezuma averages 35.7°F in January and 85.8°F in July. Annual rainfall is 47.4 inches with about 13.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Montezuma?

Montezuma, IN is covered by 1 ZIP code: 47862.

What is the population of Montezuma?

The population of Montezuma, Indiana is 900 with a median age of 38.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Montezuma?

Key numbers for living in Montezuma: cost of living index 88 (100 = US average), median home $71,000, median household income $53,152, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Montezuma side by side with your current city to see the trade-offs.