Median Income
$103,539
household / year
Median Home Value
$298,800
owner-occupied
Median Rent
$1,093
gross / month
Cost of Living
95
national avg = 100

Is McCordsville, IN a Good Place to Live?

McCordsville is a small town of 9,098 in Indiana, with a median household income of $103,539 and a 2.7% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: McCordsville stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A-), a well-educated population.

Trade-offs: Potential downsides include longer commutes. Whether McCordsville is right for you depends on your priorities — the full breakdown is below.

All McCordsville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.6

McCordsville's overall cost of living index is 94.6, where 100 represents the US national average. Living in McCordsville costs roughly 5% less than the average American city.

Metric McCordsville, IN National Avg
Median Home Value $298,800 $244,900
Median Monthly Rent $1,093 $1,163
Homeownership Rate 88.9% 65.9%
Median Household Income $103,539 $74,755

Crime & Safety

Very Safe

McCordsville's violent crime rate is 270.3 per 100,000 residents — 29% lower than the national average of ~380 per 100,000.

Violent Crime
270.3 /100k
Property Crime
761.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

McCordsville is served primarily by Geist Montessori Academy. The student-to-teacher ratio is 19.4:1 (slightly above the national average of ~16:1).

Metric McCordsville, IN National Avg
School District Geist Montessori Academy
Elementary Schools 1
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio 19.4:1 16:1
Bachelor's Degree or Higher 54.2% 35.4%
High School Diploma or Higher 95.3% 91.1%

Weather & Climate

McCordsville sees average highs of 35.7°F in January and 84.8°F in July, with 46.6 inches of annual precipitation and 26.7 inches of snow per year.

MetricMcCordsville, IN
Average High — January35.7°F
Average High — July84.8°F
Annual Precipitation46.6"
Annual Snowfall26.7"

Demographics

MetricMcCordsville, INNational Avg
Population9,098
Median Age36.438.9
Unemployment Rate2.7%3.7%
Avg Commute Time33.5 min26 min
White (non-Hispanic)82.4%59.3%
Black or African American9.6%13.6%
Hispanic or Latino5.2%18.9%
Asian0.0%6.3%
Under 1826.3%22.2%
65 and over14.3%16.8%

Nearby Cities

ZIP Codes in McCordsville

McCordsville, IN is covered by 1 ZIP code:

McCordsville vs Other Cities

Frequently Asked Questions

McCordsville's cost of living index is 95, where 100 is the national average. That makes McCordsville roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $298,800 and median rent is $1,093/month.
McCordsville's violent crime rate is 270.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 761.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in McCordsville are operated by Geist Montessori Academy. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 19.4:1. 54.2% of adults 25+ hold a bachelor's degree or higher.
McCordsville, IN has a population of 9,098, a median household income of $103,539, and an unemployment rate of 2.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
McCordsville averages 35.7°F in January and 84.8°F in July. Annual rainfall is 46.6 inches with about 26.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
McCordsville, IN is covered by 1 ZIP code: 46055.
The population of McCordsville, Indiana is 9,098 with a median age of 36.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in McCordsville: cost of living index 95 (100 = US average), median home $298,800, median household income $103,539, crime index 57 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare McCordsville side by side with your current city to see the trade-offs.