Median Income
$43,281
household / year
Median Home Value
$73,300
owner-occupied
Median Rent
$871
gross / month
Cost of Living
90
national avg = 100

Is Matthews, IN a Good Place to Live?

Matthews is a small town of 435 in Indiana, with a median household income of $43,281 and a 1.0% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Matthews stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Matthews is right for you depends on your priorities — the full breakdown is below.

All Matthews city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.2

Matthews's overall cost of living index is 90.2, where 100 represents the US national average. Living in Matthews costs roughly 10% less than the average American city.

Metric Matthews, IN National Avg
Median Home Value $73,300 $244,900
Median Monthly Rent $871 $1,163
Homeownership Rate 78.4% 65.9%
Median Household Income $43,281 $74,755

Crime & Safety

Crime data for Matthews is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric Matthews, IN National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 11.7% 35.4%
High School Diploma or Higher 95.7% 91.1%

Weather & Climate

Matthews sees average highs of 33.1°F in January and 83.2°F in July, with 41.4 inches of annual precipitation and 32.2 inches of snow per year.

MetricMatthews, IN
Average High — January33.1°F
Average High — July83.2°F
Annual Precipitation41.4"
Annual Snowfall32.2"

Demographics

MetricMatthews, INNational Avg
Population435—
Median Age52.438.9
Unemployment Rate1.0%3.7%
Avg Commute Time25.4 min26 min
White (non-Hispanic)96.3%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1812.9%22.2%
65 and over22.8%16.8%

Nearby Cities

Shamrock Lakes, IN 4 mi Fowlerton, IN 4 mi Gaston, IN 5 mi Upland, IN 5 mi Hartford City, IN 8 mi

ZIP Codes in Matthews

Matthews, IN is covered by 1 ZIP code:

46957

Matthews vs Other Cities

Matthews, IN vs Shamrock Lakes, IN Matthews, IN vs Fowlerton, IN Matthews, IN vs Gaston, IN Matthews, IN vs Upland, IN Matthews, IN vs Hartford City, IN

Frequently Asked Questions

Matthews's cost of living index is 90, where 100 is the national average. That makes Matthews roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $73,300 and median rent is $871/month.
Crime data for Matthews is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
School district information is sourced from NCES Common Core of Data.
Matthews, IN has a population of 435, a median household income of $43,281, and an unemployment rate of 1.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Matthews averages 33.1°F in January and 83.2°F in July. Annual rainfall is 41.4 inches with about 32.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Matthews, IN is covered by 1 ZIP code: 46957.
The population of Matthews, Indiana is 435 with a median age of 52.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Matthews: cost of living index 90 (100 = US average), median home $73,300, median household income $43,281. Whether these are benefits or drawbacks depends on where you're coming from — compare Matthews side by side with your current city to see the trade-offs.