Kempton is a small town of 280 in Indiana, with a median household income of $44,323
and a 1.9% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Kempton stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Kempton is right for you depends on your priorities — the full breakdown is below.
All Kempton city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.8
Kempton's overall cost of living index is 89.8,
where 100 represents the US national average.
Living in Kempton costs roughly 10% less than the average American city.
Metric
Kempton, IN
National Avg
Median Home Value
$79,500
$244,900
Median Monthly Rent
$793
$1,163
Homeownership Rate
84.9%
65.9%
Median Household Income
$44,323
$74,755
Crime & Safety
Very Safe
Kempton's violent crime rate is 59.4 per 100,000 residents
— 84% lower than the national average of ~380 per 100,000.
Violent Crime
59.4 /100k
Property Crime
105.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Kempton, IN
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
12.6%
35.4%
High School Diploma or Higher
84.6%
91.1%
Weather & Climate
Kempton sees average highs of 34.6°F in January
and 84.7°F in July,
with 42.4 inches of annual precipitation
and 23.2 inches of snow per year.
Kempton's cost of living index is 90, where 100 is the national average.
That makes Kempton roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $79,500 and median rent is $793/month.
Kempton's violent crime rate is 59.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 105.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Kempton, IN has a population of 280, a median household income of $44,323, and an unemployment rate of 1.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Kempton averages 34.6°F in January and 84.7°F in July. Annual rainfall is 42.4 inches
with about 23.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Kempton, IN is covered by 1 ZIP code: 46049.
The population of Kempton, Indiana is 280 with a median age of 50.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Kempton: cost of living index 90 (100 = US average), median home $79,500, median household income $44,323, crime index 11 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Kempton side by side with your current city to see the trade-offs.