What are the schools like in Heritage Lake, IN?

School district data for Heritage Lake is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Heritage Lake?

The median household income in Heritage Lake, IN is $76,573 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 4.5%.

What is the weather like in Heritage Lake, IN?

Heritage Lake has an average high temperature of 34.4°F in January and 83.2°F in July. Annual precipitation averages 43.9 inches and annual snowfall averages 21.5 inches.

Heritage Lake, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Heritage Lake, IN affordable or expensive?

Heritage Lake's cost of living index is 95, where 100 represents the national average. This means Heritage Lake is 5% less expensive than the average US city. The median home value is $226,400 and the median rent is N/A per month.

Q: What is the crime rate in Heritage Lake, IN?

Crime rate data for Heritage Lake is not currently available from the FBI's reported data.

Is Heritage Lake, IN a Good Place to Live?

Heritage Lake is a small town of 2,770 in Indiana, with a median household income of $76,573 and a 4.5% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Heritage Lake stands out for an affordable cost of living, below-average home prices.

Trade-offs: No major red flags stand out in the available data. Whether Heritage Lake is right for you depends on your priorities — the full breakdown is below.

All Heritage Lake city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.6

Heritage Lake's overall cost of living index is 94.6, where 100 represents the US national average. Living in Heritage Lake costs roughly 5% less than the average American city.

Metric	Heritage Lake, IN	National Avg
Median Home Value	$226,400	$244,900
Median Monthly Rent	N/A	$1,163
Homeownership Rate	92.9%	65.9%
Median Household Income	$76,573	$74,755

Crime & Safety

Crime data for Heritage Lake is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric	Heritage Lake, IN	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	24.0%	35.4%
High School Diploma or Higher	95.6%	91.1%

Weather & Climate

Heritage Lake sees average highs of 34.4°F in January and 83.2°F in July, with 43.9 inches of annual precipitation and 21.5 inches of snow per year.

Metric	Heritage Lake, IN
Average High — January	34.4°F
Average High — July	83.2°F
Annual Precipitation	43.9"
Annual Snowfall	21.5"

Demographics

Metric	Heritage Lake, IN	National Avg
Population	2,770	—
Median Age	33.8	38.9
Unemployment Rate	4.5%	3.7%
Avg Commute Time	29.1 min	26 min
White (non-Hispanic)	99.0%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	0.4%	18.9%
Asian	0.0%	6.3%
Under 18	19.2%	22.2%
65 and over	12.9%	16.8%

Nearby Cities

Groveland, IN 2 mi Coatesville, IN 4 mi Fillmore, IN 5 mi Bainbridge, IN 6 mi Amo, IN 6 mi

ZIP Codes in Heritage Lake

Heritage Lake, IN is covered by 1 ZIP code:

46121

Heritage Lake vs Other Cities

Heritage Lake, IN vs Groveland, IN Heritage Lake, IN vs Coatesville, IN Heritage Lake, IN vs Fillmore, IN Heritage Lake, IN vs Bainbridge, IN Heritage Lake, IN vs Amo, IN

Frequently Asked Questions

Is Heritage Lake, IN affordable or expensive?

Heritage Lake's cost of living index is 95, where 100 is the national average. That makes Heritage Lake roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $226,400 and median rent is N/A/month.

What is the crime rate in Heritage Lake, IN?

Crime data for Heritage Lake is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Heritage Lake?

School district information is sourced from NCES Common Core of Data.

Is Heritage Lake, IN a good place to live?

Heritage Lake, IN has a population of 2,770, a median household income of $76,573, and an unemployment rate of 4.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Heritage Lake?

Heritage Lake averages 34.4°F in January and 83.2°F in July. Annual rainfall is 43.9 inches with about 21.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Heritage Lake?

Heritage Lake, IN is covered by 1 ZIP code: 46121.

What is the population of Heritage Lake?

The population of Heritage Lake, Indiana is 2,770 with a median age of 33.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Heritage Lake?

Key numbers for living in Heritage Lake: cost of living index 95 (100 = US average), median home $226,400, median household income $76,573. Whether these are benefits or drawbacks depends on where you're coming from — compare Heritage Lake side by side with your current city to see the trade-offs.