Median Income
$58,233
household / year
Median Home Value
$152,500
owner-occupied
Median Rent
$904
gross / month
Cost of Living
90
national avg = 100

Is Fort Wayne, IN a Good Place to Live?

Fort Wayne is a large city of 264,514 in Indiana, with a median household income of $58,233 and a 5.8% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Fort Wayne stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Fort Wayne is right for you depends on your priorities — the full breakdown is below.

All Fort Wayne city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.0

Fort Wayne's overall cost of living index is 90.0, where 100 represents the US national average. Living in Fort Wayne costs roughly 10% less than the average American city.

Metric Fort Wayne, IN National Avg
Median Home Value $152,500 $244,900
Median Monthly Rent $904 $1,163
Homeownership Rate 62.6% 65.9%
Median Household Income $58,233 $74,755

Crime & Safety

Safer than Average

Fort Wayne's violent crime rate is 307.5 per 100,000 residents — 19% lower than the national average of ~380 per 100,000.

Violent Crime
307.5 /100k
Property Crime
2223.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Fort Wayne is served primarily by Fort Wayne Community Schools. The student-to-teacher ratio is 13.4:1 (better than the national average of ~16:1).

Metric Fort Wayne, IN National Avg
School District Fort Wayne Community Schools
Elementary Schools 33
Middle Schools 10
High Schools 7
Student/Teacher Ratio 13.4:1 16:1
Bachelor's Degree or Higher 28.1% 35.4%
High School Diploma or Higher 88.8% 91.1%

Weather & Climate

Fort Wayne sees average highs of 32.6°F in January and 84.1°F in July, with 38.7 inches of annual precipitation and 33.6 inches of snow per year.

MetricFort Wayne, IN
Average High — January32.6°F
Average High — July84.1°F
Annual Precipitation38.7"
Annual Snowfall33.6"

Demographics

MetricFort Wayne, INNational Avg
Population264,514
Median Age35.138.9
Unemployment Rate5.8%3.7%
Avg Commute Time21.1 min26 min
White (non-Hispanic)68.1%59.3%
Black or African American15.2%13.6%
Hispanic or Latino6.5%18.9%
Asian5.6%6.3%
Under 1824.3%22.2%
65 and over14.7%16.8%

Nearby Cities

ZIP Codes in Fort Wayne

Fort Wayne, IN is covered by 16 ZIP codes:

Fort Wayne vs Other Cities

Frequently Asked Questions

Fort Wayne's cost of living index is 90, where 100 is the national average. That makes Fort Wayne roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $152,500 and median rent is $904/month.
Fort Wayne's violent crime rate is 307.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2223.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Fort Wayne are operated by Fort Wayne Community Schools. The district has 33 elementary, 10 middle, and 7 high schools. The student-to-teacher ratio is 13.4:1. 28.1% of adults 25+ hold a bachelor's degree or higher.
Fort Wayne, IN has a population of 264,514, a median household income of $58,233, and an unemployment rate of 5.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Fort Wayne averages 32.6°F in January and 84.1°F in July. Annual rainfall is 38.7 inches with about 33.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Fort Wayne, IN is covered by 16 ZIP codes: 46804, 46825, 46835, 46815, 46809, 46808, 46818, 46806, 46805, 46816, 46803, 46802, 46807, 46814, 46845, 46819.
The population of Fort Wayne, Indiana is 264,514 with a median age of 35.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Fort Wayne: cost of living index 90 (100 = US average), median home $152,500, median household income $58,233, crime index 91 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Fort Wayne side by side with your current city to see the trade-offs.