Flat Rock is a small town of 253 in Indiana, with a median household income of $65,662
.
Its cost of living index is 95 (US average = 100), which is
5% below the national average.
Strengths:
Flat Rock stands out for an affordable cost of living, below-average home prices.
Trade-offs:
No major red flags stand out in the available data. Whether Flat Rock is right for you depends on your priorities — the full breakdown is below.
All Flat Rock city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.6
Flat Rock's overall cost of living index is 94.6,
where 100 represents the US national average.
Living in Flat Rock costs roughly 5% less than the average American city.
Metric
Flat Rock, IN
National Avg
Median Home Value
$136,000
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
81.3%
65.9%
Median Household Income
$65,662
$74,755
Crime & Safety
Safer than Average
Flat Rock's violent crime rate is 272.8 per 100,000 residents
— 28% lower than the national average of ~380 per 100,000.
Violent Crime
272.8 /100k
Property Crime
1518.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Flat Rock, IN
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
0.0%
35.4%
High School Diploma or Higher
81.6%
91.1%
Weather & Climate
Flat Rock sees average highs of 36.2°F in January
and 84.8°F in July,
with 47.6 inches of annual precipitation
and 14.6 inches of snow per year.
Flat Rock's cost of living index is 95, where 100 is the national average.
That makes Flat Rock roughly 5% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $136,000 and median rent is N/A/month.
Flat Rock's violent crime rate is 272.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1518.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Flat Rock, IN has a population of 253, a median household income of $65,662, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Flat Rock averages 36.2°F in January and 84.8°F in July. Annual rainfall is 47.6 inches
with about 14.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Flat Rock, Indiana is 253 with a median age of 40.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Flat Rock: cost of living index 95 (100 = US average), median home $136,000, median household income $65,662, crime index 72 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Flat Rock side by side with your current city to see the trade-offs.
