What are the schools like in Covington, IN?

Covington is served primarily by Covington Community School Corp. The district operates 1 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 14.1:1.

What is the median household income in Covington?

The median household income in Covington, IN is $56,136 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.0%.

What is the weather like in Covington, IN?

Covington has an average high temperature of 35.4°F in January and 85.6°F in July. Annual precipitation averages 39.0 inches and annual snowfall averages 19.2 inches.

Covington, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Covington, IN affordable or expensive?

Covington's cost of living index is 92, where 100 represents the national average. This means Covington is 8% less expensive than the average US city. The median home value is $128,000 and the median rent is $783 per month.

Q: What is the crime rate in Covington, IN?

Crime rate data for Covington is not currently available from the FBI's reported data.

Is Covington, IN a Good Place to Live?

Covington is a small town of 3,039 in Indiana, with a median household income of $56,136 and a 3.0% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Covington stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Covington is right for you depends on your priorities — the full breakdown is below.

All Covington city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.1

Covington's overall cost of living index is 92.1, where 100 represents the US national average. Living in Covington costs roughly 8% less than the average American city.

Metric	Covington, IN	National Avg
Median Home Value	$128,000	$244,900
Median Monthly Rent	$783	$1,163
Homeownership Rate	65.0%	65.9%
Median Household Income	$56,136	$74,755

Crime & Safety

Crime data for Covington is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Covington is served primarily by Covington Community School Corp. The student-to-teacher ratio is 14.1:1 (better than the national average of ~16:1).

Metric	Covington, IN	National Avg
School District	Covington Community School Corp	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	14.1:1	16:1
Bachelor's Degree or Higher	21.0%	35.4%
High School Diploma or Higher	91.8%	91.1%

Weather & Climate

Covington sees average highs of 35.4°F in January and 85.6°F in July, with 39.0 inches of annual precipitation and 19.2 inches of snow per year.

Metric	Covington, IN
Average High — January	35.4°F
Average High — July	85.6°F
Annual Precipitation	39.0"
Annual Snowfall	19.2"

Demographics

Metric	Covington, IN	National Avg
Population	3,039	—
Median Age	43.2	38.9
Unemployment Rate	3.0%	3.7%
Avg Commute Time	17.4 min	26 min
White (non-Hispanic)	92.7%	59.3%
Black or African American	0.6%	13.6%
Hispanic or Latino	3.9%	18.9%
Asian	2.4%	6.3%
Under 18	23.7%	22.2%
65 and over	22.5%	16.8%

Nearby Cities

Foster, IN 4 mi Perrysville, IN 7 mi Veedersburg, IN 7 mi Stone Bluff, IN 7 mi State Line City, IN 8 mi

ZIP Codes in Covington

Covington, IN is covered by 1 ZIP code:

47932

Covington vs Other Cities

Covington, IN vs Foster, IN Covington, IN vs Perrysville, IN Covington, IN vs Veedersburg, IN Covington, IN vs Stone Bluff, IN Covington, IN vs State Line City, IN

Frequently Asked Questions

Is Covington, IN affordable or expensive?

Covington's cost of living index is 92, where 100 is the national average. That makes Covington roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $128,000 and median rent is $783/month.

What is the crime rate in Covington, IN?

Crime data for Covington is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Covington?

Public schools in Covington are operated by Covington Community School Corp. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.1:1. 21.0% of adults 25+ hold a bachelor's degree or higher.

Is Covington, IN a good place to live?

Covington, IN has a population of 3,039, a median household income of $56,136, and an unemployment rate of 3.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Covington?

Covington averages 35.4°F in January and 85.6°F in July. Annual rainfall is 39.0 inches with about 19.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Covington?

Covington, IN is covered by 1 ZIP code: 47932.

What is the population of Covington?

The population of Covington, Indiana is 3,039 with a median age of 43.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Covington?

Key numbers for living in Covington: cost of living index 92 (100 = US average), median home $128,000, median household income $56,136, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Covington side by side with your current city to see the trade-offs.