Charlottesville is a small town of 378 in Indiana, with a median household income of $90,357
.
Its cost of living index is 95 (US average = 100), which is
5% below the national average.
Strengths:
Charlottesville stands out for an affordable cost of living, below-average home prices, solid school ratings (B).
Trade-offs:
No major red flags stand out in the available data. Whether Charlottesville is right for you depends on your priorities — the full breakdown is below.
All Charlottesville city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.6
Charlottesville's overall cost of living index is 94.6,
where 100 represents the US national average.
Living in Charlottesville costs roughly 5% less than the average American city.
Metric
Charlottesville, IN
National Avg
Median Home Value
$142,000
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
62.1%
65.9%
Median Household Income
$90,357
$74,755
Crime & Safety
Very Safe
Charlottesville's violent crime rate is 140.7 per 100,000 residents
— 63% lower than the national average of ~380 per 100,000.
Violent Crime
140.7 /100k
Property Crime
580.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Charlottesville is served primarily by Eastern Hancock Co Com Sch Corp.
The student-to-teacher ratio is 15.0:1
(better than the national average of ~16:1).
Metric
Charlottesville, IN
National Avg
School District
Eastern Hancock Co Com Sch Corp
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
15.0:1
16:1
Bachelor's Degree or Higher
28.8%
35.4%
High School Diploma or Higher
84.5%
91.1%
Weather & Climate
Charlottesville sees average highs of 34.8°F in January
and 84.3°F in July,
with 47.1 inches of annual precipitation
and 28.6 inches of snow per year.
Charlottesville's cost of living index is 95, where 100 is the national average.
That makes Charlottesville roughly 5% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $142,000 and median rent is N/A/month.
Charlottesville's violent crime rate is 140.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 580.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Charlottesville are operated by Eastern Hancock Co Com Sch Corp.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 15.0:1. 28.8% of adults 25+ hold a bachelor's degree or higher.
Charlottesville, IN has a population of 378, a median household income of $90,357, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Charlottesville averages 34.8°F in January and 84.3°F in July. Annual rainfall is 47.1 inches
with about 28.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Charlottesville, Indiana is 378 with a median age of 60.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Charlottesville: cost of living index 95 (100 = US average), median home $142,000, median household income $90,357, crime index 33 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Charlottesville side by side with your current city to see the trade-offs.
