Is Chalmers, IN a Good Place to Live?
Chalmers is a small town of 475 in Indiana, with a median household income of $68,889 and a 0.8% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.
Strengths: Chalmers stands out for an affordable cost of living, below-average home prices, solid school ratings (B).
Trade-offs: No major red flags stand out in the available data. Whether Chalmers is right for you depends on your priorities — the full breakdown is below.
All Chalmers city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.8Chalmers's overall cost of living index is 91.8, where 100 represents the US national average. Living in Chalmers costs roughly 8% less than the average American city.
| Metric | Chalmers, IN | National Avg |
|---|---|---|
| Median Home Value | $116,200 | $244,900 |
| Median Monthly Rent | $800 | $1,163 |
| Homeownership Rate | 79.1% | 65.9% |
| Median Household Income | $68,889 | $74,755 |
Crime & Safety
Crime data for Chalmers is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Chalmers is served primarily by Frontier School Corporation. The student-to-teacher ratio is 13.1:1 (better than the national average of ~16:1).
| Metric | Chalmers, IN | National Avg |
|---|---|---|
| School District | Frontier School Corporation | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 13.1:1 | 16:1 |
| Bachelor's Degree or Higher | 11.7% | 35.4% |
| High School Diploma or Higher | 91.1% | 91.1% |
Weather & Climate
Chalmers sees average highs of 31.2°F in January and 83.0°F in July, with 41.0 inches of annual precipitation and 20.3 inches of snow per year.
| Metric | Chalmers, IN |
|---|---|
| Average High — January | 31.2°F |
| Average High — July | 83.0°F |
| Annual Precipitation | 41.0" |
| Annual Snowfall | 20.3" |
Demographics
| Metric | Chalmers, IN | National Avg |
|---|---|---|
| Population | 475 | — |
| Median Age | 39.9 | 38.9 |
| Unemployment Rate | 0.8% | 3.7% |
| Avg Commute Time | 26.5 min | 26 min |
| White (non-Hispanic) | 94.5% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 2.9% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 24.6% | 22.2% |
| 65 and over | 13.5% | 16.8% |
Nearby Cities
ZIP Codes in Chalmers
Chalmers, IN is covered by 1 ZIP code: