Chain-O-Lakes is a small town of 611 in Indiana, with a median household income of $53,227
.
Its cost of living index is 91 (US average = 100), which is
9% below the national average.
Strengths:
Chain-O-Lakes stands out for an affordable cost of living.
Trade-offs:
No major red flags stand out in the available data. Whether Chain-O-Lakes is right for you depends on your priorities — the full breakdown is below.
All Chain-O-Lakes city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.4
Chain-O-Lakes's overall cost of living index is 91.4,
where 100 represents the US national average.
Living in Chain-O-Lakes costs roughly 9% less than the average American city.
Metric
Chain-O-Lakes, IN
National Avg
Median Home Value
$247,600
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
100.0%
65.9%
Median Household Income
$53,227
$74,755
Crime & Safety
Near National Average
Chain-O-Lakes's violent crime rate is 456.9 per 100,000 residents
— 20% higher than the national average of ~380 per 100,000.
Violent Crime
456.9 /100k
Property Crime
1590.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Chain-O-Lakes, IN
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
28.4%
35.4%
High School Diploma or Higher
96.8%
91.1%
Weather & Climate
Chain-O-Lakes sees average highs of 31.2°F in January
and 82.7°F in July,
with 39.2 inches of annual precipitation
and 64.5 inches of snow per year.
Chain-O-Lakes's cost of living index is 91, where 100 is the national average.
That makes Chain-O-Lakes roughly 9% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $247,600 and median rent is N/A/month.
Chain-O-Lakes's violent crime rate is 456.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1590.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Chain-O-Lakes, IN has a population of 611, a median household income of $53,227, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Chain-O-Lakes averages 31.2°F in January and 82.7°F in July. Annual rainfall is 39.2 inches
with about 64.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Chain-O-Lakes, Indiana is 611 with a median age of 43.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Chain-O-Lakes: cost of living index 91 (100 = US average), median home $247,600, median household income $53,227, crime index 102 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Chain-O-Lakes side by side with your current city to see the trade-offs.