What are the schools like in Cambridge City, IN?

Cambridge City is served primarily by Western Wayne Schools. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 13.0:1.

What is the median household income in Cambridge City?

The median household income in Cambridge City, IN is $46,694 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.7%.

What is the weather like in Cambridge City, IN?

Cambridge City has an average high temperature of 33.8°F in January and 82.4°F in July. Annual precipitation averages 42.6 inches and annual snowfall averages 24.8 inches.

Cambridge City, IN Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Cambridge City, IN affordable or expensive?

Cambridge City's cost of living index is 90, where 100 represents the national average. This means Cambridge City is 10% less expensive than the average US city. The median home value is $88,700 and the median rent is $719 per month.

Q: What is the crime rate in Cambridge City, IN?

Crime rate data for Cambridge City is not currently available from the FBI's reported data.

Is Cambridge City, IN a Good Place to Live?

Cambridge City is a small town of 1,476 in Indiana, with a median household income of $46,694 and a 6.7% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Cambridge City stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Cambridge City is right for you depends on your priorities — the full breakdown is below.

All Cambridge City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.6

Cambridge City's overall cost of living index is 89.6, where 100 represents the US national average. Living in Cambridge City costs roughly 10% less than the average American city.

Metric	Cambridge City, IN	National Avg
Median Home Value	$88,700	$244,900
Median Monthly Rent	$719	$1,163
Homeownership Rate	69.9%	65.9%
Median Household Income	$46,694	$74,755

Crime & Safety

Crime data for Cambridge City is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Cambridge City is served primarily by Western Wayne Schools. The student-to-teacher ratio is 13.0:1 (better than the national average of ~16:1).

Metric	Cambridge City, IN	National Avg
School District	Western Wayne Schools	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	13.0:1	16:1
Bachelor's Degree or Higher	12.6%	35.4%
High School Diploma or Higher	88.8%	91.1%

Weather & Climate

Cambridge City sees average highs of 33.8°F in January and 82.4°F in July, with 42.6 inches of annual precipitation and 24.8 inches of snow per year.

Metric	Cambridge City, IN
Average High — January	33.8°F
Average High — July	82.4°F
Annual Precipitation	42.6"
Annual Snowfall	24.8"

Demographics

Metric	Cambridge City, IN	National Avg
Population	1,476	—
Median Age	36.5	38.9
Unemployment Rate	6.7%	3.7%
Avg Commute Time	24.1 min	26 min
White (non-Hispanic)	97.2%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	0.1%	18.9%
Asian	0.7%	6.3%
Under 18	22.8%	22.2%
65 and over	18.6%	16.8%

Nearby Cities

Mount Auburn, IN 1 mi East Germantown, IN 2 mi Dublin, IN 2 mi Milton, IN 2 mi New Lisbon, IN 6 mi

ZIP Codes in Cambridge City

Cambridge City, IN is covered by 1 ZIP code:

47327

Cambridge City vs Other Cities

Cambridge City, IN vs Mount Auburn, IN Cambridge City, IN vs East Germantown, IN Cambridge City, IN vs Dublin, IN Cambridge City, IN vs Milton, IN Cambridge City, IN vs New Lisbon, IN

Frequently Asked Questions

Is Cambridge City, IN affordable or expensive?

Cambridge City's cost of living index is 90, where 100 is the national average. That makes Cambridge City roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $88,700 and median rent is $719/month.

What is the crime rate in Cambridge City, IN?

Crime data for Cambridge City is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Cambridge City?

Public schools in Cambridge City are operated by Western Wayne Schools. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 13.0:1. 12.6% of adults 25+ hold a bachelor's degree or higher.

Is Cambridge City, IN a good place to live?

Cambridge City, IN has a population of 1,476, a median household income of $46,694, and an unemployment rate of 6.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Cambridge City?

Cambridge City averages 33.8°F in January and 82.4°F in July. Annual rainfall is 42.6 inches with about 24.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Cambridge City?

Cambridge City, IN is covered by 1 ZIP code: 47327.

What is the population of Cambridge City?

The population of Cambridge City, Indiana is 1,476 with a median age of 36.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Cambridge City?

Key numbers for living in Cambridge City: cost of living index 90 (100 = US average), median home $88,700, median household income $46,694, schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Cambridge City side by side with your current city to see the trade-offs.