Median Income
$71,411
household / year
Median Home Value
$175,000
owner-occupied
Median Rent
$936
gross / month
Cost of Living
93
national avg = 100

Is Winterset, IA a Good Place to Live?

Winterset is a small town of 5,366 in Iowa, with a median household income of $71,411 and a 1.1% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Winterset stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Winterset is right for you depends on your priorities — the full breakdown is below.

All Winterset city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.7

Winterset's overall cost of living index is 92.7, where 100 represents the US national average. Living in Winterset costs roughly 7% less than the average American city.

Metric Winterset, IA National Avg
Median Home Value $175,000 $244,900
Median Monthly Rent $936 $1,163
Homeownership Rate 71.4% 65.9%
Median Household Income $71,411 $74,755

Crime & Safety

Very Safe

Winterset's violent crime rate is 186.1 per 100,000 residents — 51% lower than the national average of ~380 per 100,000.

Violent Crime
186.1 /100k
Property Crime
725.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Winterset is served primarily by Winterset Comm School District. The student-to-teacher ratio is 14.7:1 (better than the national average of ~16:1).

Metric Winterset, IA National Avg
School District Winterset Comm School District
Elementary Schools 1
Middle Schools 2
High Schools 1
Student/Teacher Ratio 14.7:1 16:1
Bachelor's Degree or Higher 22.2% 35.4%
High School Diploma or Higher 96.3% 91.1%

Weather & Climate

Winterset sees average highs of 29.9°F in January and 83.8°F in July, with 34.8 inches of annual precipitation and 30.7 inches of snow per year.

MetricWinterset, IA
Average High — January29.9°F
Average High — July83.8°F
Annual Precipitation34.8"
Annual Snowfall30.7"

Demographics

MetricWinterset, IANational Avg
Population5,366
Median Age36.938.9
Unemployment Rate1.1%3.7%
Avg Commute Time19.3 min26 min
White (non-Hispanic)95.8%59.3%
Black or African American3.0%13.6%
Hispanic or Latino0.7%18.9%
Asian0.0%6.3%
Under 1827.7%22.2%
65 and over17.9%16.8%

Nearby Cities

ZIP Codes in Winterset

Winterset, IA is covered by 1 ZIP code:

Winterset vs Other Cities

Frequently Asked Questions

Winterset's cost of living index is 93, where 100 is the national average. That makes Winterset roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $175,000 and median rent is $936/month.
Winterset's violent crime rate is 186.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 725.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Winterset are operated by Winterset Comm School District. The district has 1 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 14.7:1. 22.2% of adults 25+ hold a bachelor's degree or higher.
Winterset, IA has a population of 5,366, a median household income of $71,411, and an unemployment rate of 1.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Winterset averages 29.9°F in January and 83.8°F in July. Annual rainfall is 34.8 inches with about 30.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Winterset, IA is covered by 1 ZIP code: 50273.
The population of Winterset, Iowa is 5,366 with a median age of 36.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Winterset: cost of living index 93 (100 = US average), median home $175,000, median household income $71,411, crime index 43 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Winterset side by side with your current city to see the trade-offs.