What are the schools like in Toledo, IA?

Toledo is served primarily by South Tama County. The district operates 1 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 14.5:1.

What is the median household income in Toledo?

The median household income in Toledo, IA is $51,574 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 10.5%.

What is the weather like in Toledo, IA?

Toledo has an average high temperature of 26.8°F in January and 83.0°F in July. Annual precipitation averages 35.2 inches and annual snowfall averages 32.8 inches.

Toledo, IA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Toledo, IA affordable or expensive?

Toledo's cost of living index is 90, where 100 represents the national average. This means Toledo is 10% less expensive than the average US city. The median home value is $115,500 and the median rent is $928 per month.

Q: What is the crime rate in Toledo, IA?

Toledo has a violent crime rate of 148.3 incidents per 100,000 residents and a property crime rate of 249.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Toledo, IA a Good Place to Live?

Toledo is a small town of 2,047 in Iowa, with a median household income of $51,574 and a 10.5% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Toledo stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Toledo is right for you depends on your priorities — the full breakdown is below.

All Toledo city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.4

Toledo's overall cost of living index is 90.4, where 100 represents the US national average. Living in Toledo costs roughly 10% less than the average American city.

Metric	Toledo, IA	National Avg
Median Home Value	$115,500	$244,900
Median Monthly Rent	$928	$1,163
Homeownership Rate	66.7%	65.9%
Median Household Income	$51,574	$74,755

Crime & Safety

Very Safe

Toledo's violent crime rate is 148.3 per 100,000 residents — 61% lower than the national average of ~380 per 100,000.

Violent Crime

148.3 /100k

Property Crime

249.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Toledo is served primarily by South Tama County. The student-to-teacher ratio is 14.5:1 (better than the national average of ~16:1).

Metric	Toledo, IA	National Avg
School District	South Tama County	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	14.5:1	16:1
Bachelor's Degree or Higher	12.7%	35.4%
High School Diploma or Higher	91.6%	91.1%

Weather & Climate

Toledo sees average highs of 26.8°F in January and 83.0°F in July, with 35.2 inches of annual precipitation and 32.8 inches of snow per year.

Metric	Toledo, IA
Average High — January	26.8°F
Average High — July	83.0°F
Annual Precipitation	35.2"
Annual Snowfall	32.8"

Demographics

Metric	Toledo, IA	National Avg
Population	2,047	—
Median Age	40.3	38.9
Unemployment Rate	10.5%	3.7%
Avg Commute Time	22.0 min	26 min
White (non-Hispanic)	85.1%	59.3%
Black or African American	3.0%	13.6%
Hispanic or Latino	0.8%	18.9%
Asian	0.9%	6.3%
Under 18	21.6%	22.2%
65 and over	19.7%	16.8%

Nearby Cities

Tama, IA 2 mi Montour, IA 7 mi Garwin, IA 9 mi Vining, IA 10 mi Le Grand, IA 10 mi

ZIP Codes in Toledo

Toledo, IA is covered by 1 ZIP code:

52342

Toledo vs Other Cities

Toledo, IA vs Tama, IA Toledo, IA vs Montour, IA Toledo, IA vs Garwin, IA Toledo, IA vs Vining, IA Toledo, IA vs Le Grand, IA

Frequently Asked Questions

Is Toledo, IA affordable or expensive?

Toledo's cost of living index is 90, where 100 is the national average. That makes Toledo roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $115,500 and median rent is $928/month.

What is the crime rate in Toledo, IA?

Toledo's violent crime rate is 148.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 249.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Toledo?

Public schools in Toledo are operated by South Tama County. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.5:1. 12.7% of adults 25+ hold a bachelor's degree or higher.

Is Toledo, IA a good place to live?

Toledo, IA has a population of 2,047, a median household income of $51,574, and an unemployment rate of 10.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Toledo?

Toledo averages 26.8°F in January and 83.0°F in July. Annual rainfall is 35.2 inches with about 32.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Toledo?

Toledo, IA is covered by 1 ZIP code: 52342.

What is the population of Toledo?

The population of Toledo, Iowa is 2,047 with a median age of 40.3. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Toledo?

Key numbers for living in Toledo: cost of living index 90 (100 = US average), median home $115,500, median household income $51,574, crime index 28 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Toledo side by side with your current city to see the trade-offs.