Median Income
$59,926
household / year
Median Home Value
$103,800
owner-occupied
Median Rent
$591
gross / month
Cost of Living
88
national avg = 100

Is Sumner, IA a Good Place to Live?

Sumner is a small town of 2,145 in Iowa, with a median household income of $59,926 and a 3.1% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Sumner stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Sumner is right for you depends on your priorities — the full breakdown is below.

All Sumner city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.0

Sumner's overall cost of living index is 88.0, where 100 represents the US national average. Living in Sumner costs roughly 12% less than the average American city.

Metric Sumner, IA National Avg
Median Home Value $103,800 $244,900
Median Monthly Rent $591 $1,163
Homeownership Rate 75.0% 65.9%
Median Household Income $59,926 $74,755

Crime & Safety

Very Safe

Sumner's violent crime rate is 98.4 per 100,000 residents — 74% lower than the national average of ~380 per 100,000.

Violent Crime
98.4 /100k
Property Crime
49.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Sumner is served primarily by Sumner-Fredericksburg Comm School District. The student-to-teacher ratio is 13.0:1 (better than the national average of ~16:1).

Metric Sumner, IA National Avg
School District Sumner-Fredericksburg Comm School District
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 13.0:1 16:1
Bachelor's Degree or Higher 22.4% 35.4%
High School Diploma or Higher 94.8% 91.1%

Weather & Climate

Sumner sees average highs of 24.8°F in January and 82.8°F in July, with 38.6 inches of annual precipitation and 41.1 inches of snow per year.

MetricSumner, IA
Average High — January24.8°F
Average High — July82.8°F
Annual Precipitation38.6"
Annual Snowfall41.1"

Demographics

MetricSumner, IANational Avg
Population2,145
Median Age45.738.9
Unemployment Rate3.1%3.7%
Avg Commute Time15.9 min26 min
White (non-Hispanic)96.7%59.3%
Black or African American1.2%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1822.7%22.2%
65 and over21.6%16.8%

Nearby Cities

ZIP Codes in Sumner

Sumner, IA is covered by 1 ZIP code:

Sumner vs Other Cities

Frequently Asked Questions

Sumner's cost of living index is 88, where 100 is the national average. That makes Sumner roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $103,800 and median rent is $591/month.
Sumner's violent crime rate is 98.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 49.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Sumner are operated by Sumner-Fredericksburg Comm School District. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.0:1. 22.4% of adults 25+ hold a bachelor's degree or higher.
Sumner, IA has a population of 2,145, a median household income of $59,926, and an unemployment rate of 3.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Sumner averages 24.8°F in January and 82.8°F in July. Annual rainfall is 38.6 inches with about 41.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Sumner, IA is covered by 1 ZIP code: 50674.
The population of Sumner, Iowa is 2,145 with a median age of 45.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Sumner: cost of living index 88 (100 = US average), median home $103,800, median household income $59,926, crime index 16 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Sumner side by side with your current city to see the trade-offs.