Median Income
$45,978
household / year
Median Home Value
$84,500
owner-occupied
Median Rent
$592
gross / month
Cost of Living
85
national avg = 100

Is Stratford, IA a Good Place to Live?

Stratford is a small town of 822 in Iowa, with a median household income of $45,978 and a 4.0% unemployment rate. Its cost of living index is 85 (US average = 100), which is 15% below the national average.

Strengths: Stratford stands out for an affordable cost of living, below-average home prices, solid school ratings (A-).

Trade-offs: Potential downsides include longer commutes. Whether Stratford is right for you depends on your priorities — the full breakdown is below.

All Stratford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 85.3

Stratford's overall cost of living index is 85.3, where 100 represents the US national average. Living in Stratford costs roughly 15% less than the average American city.

Metric Stratford, IA National Avg
Median Home Value $84,500 $244,900
Median Monthly Rent $592 $1,163
Homeownership Rate 81.9% 65.9%
Median Household Income $45,978 $74,755

Crime & Safety

Very Safe

Stratford's violent crime rate is 223.4 per 100,000 residents — 41% lower than the national average of ~380 per 100,000.

Violent Crime
223.4 /100k
Property Crime
859.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Stratford is served primarily by Stratford Comm School District. The student-to-teacher ratio is 8.7:1 (better than the national average of ~16:1).

Metric Stratford, IA National Avg
School District Stratford Comm School District —
Elementary Schools 1 —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio 8.7:1 16:1
Bachelor's Degree or Higher 9.3% 35.4%
High School Diploma or Higher 94.1% 91.1%

Weather & Climate

Stratford sees average highs of 26.2°F in January and 82.8°F in July, with 36.3 inches of annual precipitation and 32.2 inches of snow per year.

MetricStratford, IA
Average High — January26.2°F
Average High — July82.8°F
Annual Precipitation36.3"
Annual Snowfall32.2"

Demographics

MetricStratford, IANational Avg
Population822—
Median Age52.238.9
Unemployment Rate4.0%3.7%
Avg Commute Time32.6 min26 min
White (non-Hispanic)91.0%59.3%
Black or African American5.4%13.6%
Hispanic or Latino3.0%18.9%
Asian0.0%6.3%
Under 1817.6%22.2%
65 and over32.4%16.8%

Nearby Cities

ZIP Codes in Stratford

Stratford, IA is covered by 1 ZIP code:

Stratford vs Other Cities

Frequently Asked Questions

Stratford's cost of living index is 85, where 100 is the national average. That makes Stratford roughly 15% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $84,500 and median rent is $592/month.
Stratford's violent crime rate is 223.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 859.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Stratford are operated by Stratford Comm School District. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 8.7:1. 9.3% of adults 25+ hold a bachelor's degree or higher.
Stratford, IA has a population of 822, a median household income of $45,978, and an unemployment rate of 4.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Stratford averages 26.2°F in January and 82.8°F in July. Annual rainfall is 36.3 inches with about 32.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Stratford, IA is covered by 1 ZIP code: 50249.
The population of Stratford, Iowa is 822 with a median age of 52.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Stratford: cost of living index 85 (100 = US average), median home $84,500, median household income $45,978, crime index 52 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Stratford side by side with your current city to see the trade-offs.