Sergeant Bluff is a small town of 5,007 in Iowa, with a median household income of $117,500
and a 4.2% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Sergeant Bluff stands out for an affordable cost of living, solid school ratings (B+), a well-educated population, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Sergeant Bluff is right for you depends on your priorities — the full breakdown is below.
All Sergeant Bluff city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.1
Sergeant Bluff's overall cost of living index is 88.1,
where 100 represents the US national average.
Living in Sergeant Bluff costs roughly 12% less than the average American city.
Metric
Sergeant Bluff, IA
National Avg
Median Home Value
$263,600
$244,900
Median Monthly Rent
$1,155
$1,163
Homeownership Rate
71.9%
65.9%
Median Household Income
$117,500
$74,755
Crime & Safety
Near National Average
Sergeant Bluff's violent crime rate is 484.9 per 100,000 residents
— 28% higher than the national average of ~380 per 100,000.
Violent Crime
484.9 /100k
Property Crime
2847.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Sergeant Bluff is served primarily by Sergeant Bluff-Luton Comm School District.
The student-to-teacher ratio is 16.0:1
.
Metric
Sergeant Bluff, IA
National Avg
School District
Sergeant Bluff-Luton Comm School District
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
16.0:1
16:1
Bachelor's Degree or Higher
39.3%
35.4%
High School Diploma or Higher
97.3%
91.1%
Weather & Climate
Sergeant Bluff sees average highs of 29.7°F in January
and 85.7°F in July,
with 30.3 inches of annual precipitation
and 36.0 inches of snow per year.
Sergeant Bluff's cost of living index is 88, where 100 is the national average.
That makes Sergeant Bluff roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $263,600 and median rent is $1,155/month.
Sergeant Bluff's violent crime rate is 484.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2847.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Sergeant Bluff are operated by Sergeant Bluff-Luton Comm School District.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 16.0:1. 39.3% of adults 25+ hold a bachelor's degree or higher.
Sergeant Bluff, IA has a population of 5,007, a median household income of $117,500, and an unemployment rate of 4.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Sergeant Bluff averages 29.7°F in January and 85.7°F in July. Annual rainfall is 30.3 inches
with about 36.0 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Sergeant Bluff, IA is covered by 1 ZIP code: 51054.
The population of Sergeant Bluff, Iowa is 5,007 with a median age of 35.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Sergeant Bluff: cost of living index 88 (100 = US average), median home $263,600, median household income $117,500, crime index 131 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Sergeant Bluff side by side with your current city to see the trade-offs.
