Oxford Junction is a small town of 540 in Iowa, with a median household income of $49,750
and a 2.1% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Oxford Junction stands out for an affordable cost of living, below-average home prices, solid school ratings (B).
Trade-offs:
No major red flags stand out in the available data. Whether Oxford Junction is right for you depends on your priorities — the full breakdown is below.
All Oxford Junction city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.0
Oxford Junction's overall cost of living index is 90.0,
where 100 represents the US national average.
Living in Oxford Junction costs roughly 10% less than the average American city.
Metric
Oxford Junction, IA
National Avg
Median Home Value
$68,800
$244,900
Median Monthly Rent
$739
$1,163
Homeownership Rate
76.8%
65.9%
Median Household Income
$49,750
$74,755
Crime & Safety
Very Safe
Oxford Junction's violent crime rate is 106.4 per 100,000 residents
— 72% lower than the national average of ~380 per 100,000.
Violent Crime
106.4 /100k
Property Crime
382.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oxford Junction is served primarily by Midland Comm School District.
The student-to-teacher ratio is 12.9:1
(better than the national average of ~16:1).
Metric
Oxford Junction, IA
National Avg
School District
Midland Comm School District
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
12.9:1
16:1
Bachelor's Degree or Higher
4.7%
35.4%
High School Diploma or Higher
94.7%
91.1%
Weather & Climate
Oxford Junction sees average highs of 29.1°F in January
and 85.2°F in July,
with 39.6 inches of annual precipitation
and 39.8 inches of snow per year.
Oxford Junction's cost of living index is 90, where 100 is the national average.
That makes Oxford Junction roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $68,800 and median rent is $739/month.
Oxford Junction's violent crime rate is 106.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 382.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oxford Junction are operated by Midland Comm School District.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 12.9:1. 4.7% of adults 25+ hold a bachelor's degree or higher.
Oxford Junction, IA has a population of 540, a median household income of $49,750, and an unemployment rate of 2.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oxford Junction averages 29.1°F in January and 85.2°F in July. Annual rainfall is 39.6 inches
with about 39.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Oxford Junction, IA is covered by 1 ZIP code: 52323.
The population of Oxford Junction, Iowa is 540 with a median age of 39.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oxford Junction: cost of living index 90 (100 = US average), median home $68,800, median household income $49,750, crime index 24 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Oxford Junction side by side with your current city to see the trade-offs.
