Median Income
$57,949
household / year
Median Home Value
$123,800
owner-occupied
Median Rent
$815
gross / month
Cost of Living
90
national avg = 100

Is Oskaloosa, IA a Good Place to Live?

Oskaloosa is a small city of 11,492 in Iowa, with a median household income of $57,949 and a 4.3% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Oskaloosa stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Oskaloosa is right for you depends on your priorities — the full breakdown is below.

All Oskaloosa city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.7

Oskaloosa's overall cost of living index is 89.7, where 100 represents the US national average. Living in Oskaloosa costs roughly 10% less than the average American city.

Metric Oskaloosa, IA National Avg
Median Home Value $123,800 $244,900
Median Monthly Rent $815 $1,163
Homeownership Rate 58.4% 65.9%
Median Household Income $57,949 $74,755

Crime & Safety

Very Safe

Oskaloosa's violent crime rate is 140.1 per 100,000 residents — 63% lower than the national average of ~380 per 100,000.

Violent Crime
140.1 /100k
Property Crime
902.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Oskaloosa is served primarily by Oskaloosa Comm School District. The student-to-teacher ratio is 13.3:1 (better than the national average of ~16:1).

Metric Oskaloosa, IA National Avg
School District Oskaloosa Comm School District
Elementary Schools 1
Middle Schools 1
High Schools 1
Student/Teacher Ratio 13.3:1 16:1
Bachelor's Degree or Higher 23.9% 35.4%
High School Diploma or Higher 92.5% 91.1%

Weather & Climate

Oskaloosa sees average highs of 30.7°F in January and 85.5°F in July, with 38.7 inches of annual precipitation and 23.6 inches of snow per year.

MetricOskaloosa, IA
Average High — January30.7°F
Average High — July85.5°F
Annual Precipitation38.7"
Annual Snowfall23.6"

Demographics

MetricOskaloosa, IANational Avg
Population11,492
Median Age36.538.9
Unemployment Rate4.3%3.7%
Avg Commute Time15.1 min26 min
White (non-Hispanic)92.7%59.3%
Black or African American2.5%13.6%
Hispanic or Latino0.9%18.9%
Asian1.7%6.3%
Under 1823.5%22.2%
65 and over20.0%16.8%

Nearby Cities

ZIP Codes in Oskaloosa

Oskaloosa, IA is covered by 1 ZIP code:

Oskaloosa vs Other Cities

Frequently Asked Questions

Oskaloosa's cost of living index is 90, where 100 is the national average. That makes Oskaloosa roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $123,800 and median rent is $815/month.
Oskaloosa's violent crime rate is 140.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 902.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oskaloosa are operated by Oskaloosa Comm School District. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.3:1. 23.9% of adults 25+ hold a bachelor's degree or higher.
Oskaloosa, IA has a population of 11,492, a median household income of $57,949, and an unemployment rate of 4.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oskaloosa averages 30.7°F in January and 85.5°F in July. Annual rainfall is 38.7 inches with about 23.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Oskaloosa, IA is covered by 1 ZIP code: 52577.
The population of Oskaloosa, Iowa is 11,492 with a median age of 36.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oskaloosa: cost of living index 90 (100 = US average), median home $123,800, median household income $57,949, crime index 39 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Oskaloosa side by side with your current city to see the trade-offs.