Is Osceola, IA a Good Place to Live?
Osceola is a small town of 5,455 in Iowa, with a median household income of $55,208 and a 5.8% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.
Strengths: Osceola stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Osceola is right for you depends on your priorities — the full breakdown is below.
All Osceola city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.0Osceola's overall cost of living index is 87.0, where 100 represents the US national average. Living in Osceola costs roughly 13% less than the average American city.
| Metric | Osceola, IA | National Avg |
|---|---|---|
| Median Home Value | $108,100 | $244,900 |
| Median Monthly Rent | $630 | $1,163 |
| Homeownership Rate | 60.2% | 65.9% |
| Median Household Income | $55,208 | $74,755 |
Crime & Safety
Safer than AverageOsceola's violent crime rate is 160.2 per 100,000 residents — 58% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Osceola is served primarily by Clarke Comm School District. The student-to-teacher ratio is 12.0:1 (better than the national average of ~16:1).
| Metric | Osceola, IA | National Avg |
|---|---|---|
| School District | Clarke Comm School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 12.0:1 | 16:1 |
| Bachelor's Degree or Higher | 12.2% | 35.4% |
| High School Diploma or Higher | 79.2% | 91.1% |
Weather & Climate
Osceola sees average highs of 32.2°F in January and 86.5°F in July, with 38.8 inches of annual precipitation and 28.1 inches of snow per year.
| Metric | Osceola, IA |
|---|---|
| Average High — January | 32.2°F |
| Average High — July | 86.5°F |
| Annual Precipitation | 38.8" |
| Annual Snowfall | 28.1" |
Demographics
| Metric | Osceola, IA | National Avg |
|---|---|---|
| Population | 5,455 | — |
| Median Age | 36.6 | 38.9 |
| Unemployment Rate | 5.8% | 3.7% |
| Avg Commute Time | 17.4 min | 26 min |
| White (non-Hispanic) | 78.0% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 17.7% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 23.8% | 22.2% |
| 65 and over | 16.3% | 16.8% |
Nearby Cities
ZIP Codes in Osceola
Osceola, IA is covered by 1 ZIP code: