Median Income
$55,208
household / year
Median Home Value
$108,100
owner-occupied
Median Rent
$630
gross / month
Cost of Living
87
national avg = 100

Is Osceola, IA a Good Place to Live?

Osceola is a small town of 5,455 in Iowa, with a median household income of $55,208 and a 5.8% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Osceola stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Osceola is right for you depends on your priorities — the full breakdown is below.

All Osceola city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.0

Osceola's overall cost of living index is 87.0, where 100 represents the US national average. Living in Osceola costs roughly 13% less than the average American city.

Metric Osceola, IA National Avg
Median Home Value $108,100 $244,900
Median Monthly Rent $630 $1,163
Homeownership Rate 60.2% 65.9%
Median Household Income $55,208 $74,755

Crime & Safety

Safer than Average

Osceola's violent crime rate is 160.2 per 100,000 residents — 58% lower than the national average of ~380 per 100,000.

Violent Crime
160.2 /100k
Property Crime
2047.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Osceola is served primarily by Clarke Comm School District. The student-to-teacher ratio is 12.0:1 (better than the national average of ~16:1).

Metric Osceola, IA National Avg
School District Clarke Comm School District —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 12.0:1 16:1
Bachelor's Degree or Higher 12.2% 35.4%
High School Diploma or Higher 79.2% 91.1%

Weather & Climate

Osceola sees average highs of 32.2°F in January and 86.5°F in July, with 38.8 inches of annual precipitation and 28.1 inches of snow per year.

MetricOsceola, IA
Average High — January32.2°F
Average High — July86.5°F
Annual Precipitation38.8"
Annual Snowfall28.1"

Demographics

MetricOsceola, IANational Avg
Population5,455—
Median Age36.638.9
Unemployment Rate5.8%3.7%
Avg Commute Time17.4 min26 min
White (non-Hispanic)78.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino17.7%18.9%
Asian0.7%6.3%
Under 1823.8%22.2%
65 and over16.3%16.8%

Nearby Cities

ZIP Codes in Osceola

Osceola, IA is covered by 1 ZIP code:

Osceola vs Other Cities

Frequently Asked Questions

Osceola's cost of living index is 87, where 100 is the national average. That makes Osceola roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $108,100 and median rent is $630/month.
Osceola's violent crime rate is 160.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2047.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Osceola are operated by Clarke Comm School District. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 12.0:1. 12.2% of adults 25+ hold a bachelor's degree or higher.
Osceola, IA has a population of 5,455, a median household income of $55,208, and an unemployment rate of 5.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Osceola averages 32.2°F in January and 86.5°F in July. Annual rainfall is 38.8 inches with about 28.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Osceola, IA is covered by 1 ZIP code: 50213.
The population of Osceola, Iowa is 5,455 with a median age of 36.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Osceola: cost of living index 87 (100 = US average), median home $108,100, median household income $55,208, crime index 64 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Osceola side by side with your current city to see the trade-offs.