Median Income
$71,635
household / year
Median Home Value
$135,900
owner-occupied
Median Rent
$740
gross / month
Cost of Living
92
national avg = 100

Is Oakland, IA a Good Place to Live?

Oakland is a small town of 1,678 in Iowa, with a median household income of $71,635 and a 1.3% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Oakland stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Oakland is right for you depends on your priorities — the full breakdown is below.

All Oakland city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.5

Oakland's overall cost of living index is 92.5, where 100 represents the US national average. Living in Oakland costs roughly 8% less than the average American city.

Metric Oakland, IA National Avg
Median Home Value $135,900 $244,900
Median Monthly Rent $740 $1,163
Homeownership Rate 61.3% 65.9%
Median Household Income $71,635 $74,755

Crime & Safety

Near National Average

Oakland's violent crime rate is 395.9 per 100,000 residents — 4% higher than the national average of ~380 per 100,000.

Violent Crime
395.9 /100k
Property Crime
2012.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Oakland is served primarily by Riverside Comm School District. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric Oakland, IA National Avg
School District Riverside Comm School District —
Elementary Schools 2 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 13.7:1 16:1
Bachelor's Degree or Higher 21.0% 35.4%
High School Diploma or Higher 89.9% 91.1%

Weather & Climate

Oakland sees average highs of 30.1°F in January and 84.7°F in July, with 36.4 inches of annual precipitation and 28.0 inches of snow per year.

MetricOakland, IA
Average High — January30.1°F
Average High — July84.7°F
Annual Precipitation36.4"
Annual Snowfall28.0"

Demographics

MetricOakland, IANational Avg
Population1,678—
Median Age37.538.9
Unemployment Rate1.3%3.7%
Avg Commute Time22.7 min26 min
White (non-Hispanic)79.6%59.3%
Black or African American0.1%13.6%
Hispanic or Latino12.4%18.9%
Asian0.0%6.3%
Under 1824.9%22.2%
65 and over17.2%16.8%

Nearby Cities

ZIP Codes in Oakland

Oakland, IA is covered by 1 ZIP code:

Oakland vs Other Cities

Frequently Asked Questions

Oakland's cost of living index is 92, where 100 is the national average. That makes Oakland roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $135,900 and median rent is $740/month.
Oakland's violent crime rate is 395.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2012.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oakland are operated by Riverside Comm School District. The district has 2 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 13.7:1. 21.0% of adults 25+ hold a bachelor's degree or higher.
Oakland, IA has a population of 1,678, a median household income of $71,635, and an unemployment rate of 1.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oakland averages 30.1°F in January and 84.7°F in July. Annual rainfall is 36.4 inches with about 28.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Oakland, IA is covered by 1 ZIP code: 51560.
The population of Oakland, Iowa is 1,678 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oakland: cost of living index 92 (100 = US average), median home $135,900, median household income $71,635, crime index 101 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Oakland side by side with your current city to see the trade-offs.