Is Monona, IA a Good Place to Live?
Monona is a small town of 1,571 in Iowa, with a median household income of $53,250 and a 1.3% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.
Strengths: Monona stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Monona is right for you depends on your priorities — the full breakdown is below.
All Monona city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.7Monona's overall cost of living index is 90.7, where 100 represents the US national average. Living in Monona costs roughly 9% less than the average American city.
| Metric | Monona, IA | National Avg |
|---|---|---|
| Median Home Value | $117,200 | $244,900 |
| Median Monthly Rent | $960 | $1,163 |
| Homeownership Rate | 66.3% | 65.9% |
| Median Household Income | $53,250 | $74,755 |
Crime & Safety
Very SafeMonona's violent crime rate is 62.7 per 100,000 residents — 84% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Monona is served primarily by MFL MarMac Comm School District. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).
| Metric | Monona, IA | National Avg |
|---|---|---|
| School District | MFL MarMac Comm School District | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 13.7:1 | 16:1 |
| Bachelor's Degree or Higher | 12.3% | 35.4% |
| High School Diploma or Higher | 94.8% | 91.1% |
Weather & Climate
Monona sees average highs of 25.7°F in January and 82.8°F in July, with 38.9 inches of annual precipitation and 39.8 inches of snow per year.
| Metric | Monona, IA |
|---|---|
| Average High — January | 25.7°F |
| Average High — July | 82.8°F |
| Annual Precipitation | 38.9" |
| Annual Snowfall | 39.8" |
Demographics
| Metric | Monona, IA | National Avg |
|---|---|---|
| Population | 1,571 | — |
| Median Age | 43.6 | 38.9 |
| Unemployment Rate | 1.3% | 3.7% |
| Avg Commute Time | 23.6 min | 26 min |
| White (non-Hispanic) | 95.4% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 1.4% | 18.9% |
| Asian | 1.0% | 6.3% |
| Under 18 | 23.0% | 22.2% |
| 65 and over | 25.7% | 16.8% |
Nearby Cities
ZIP Codes in Monona
Monona, IA is covered by 1 ZIP code: