Median Income
$76,250
household / year
Median Home Value
$152,100
owner-occupied
Median Rent
$588
gross / month
Cost of Living
88
national avg = 100

Is Merrill, IA a Good Place to Live?

Merrill is a small town of 960 in Iowa, with a median household income of $76,250 and a 2.8% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Merrill stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Merrill is right for you depends on your priorities — the full breakdown is below.

All Merrill city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.1

Merrill's overall cost of living index is 88.1, where 100 represents the US national average. Living in Merrill costs roughly 12% less than the average American city.

Metric Merrill, IA National Avg
Median Home Value $152,100 $244,900
Median Monthly Rent $588 $1,163
Homeownership Rate 78.9% 65.9%
Median Household Income $76,250 $74,755

Crime & Safety

Very Safe

Merrill's violent crime rate is 83.4 per 100,000 residents — 78% lower than the national average of ~380 per 100,000.

Violent Crime
83.4 /100k
Property Crime
464.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Merrill, IA National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 11.6% 35.4%
High School Diploma or Higher 90.1% 91.1%

Weather & Climate

Merrill sees average highs of 27.2°F in January and 84.5°F in July, with 30.0 inches of annual precipitation and 30.9 inches of snow per year.

MetricMerrill, IA
Average High — January27.2°F
Average High — July84.5°F
Annual Precipitation30.0"
Annual Snowfall30.9"

Demographics

MetricMerrill, IANational Avg
Population960
Median Age34.938.9
Unemployment Rate2.8%3.7%
Avg Commute Time18.8 min26 min
White (non-Hispanic)93.6%59.3%
Black or African American1.1%13.6%
Hispanic or Latino2.6%18.9%
Asian0.7%6.3%
Under 1829.6%22.2%
65 and over13.4%16.8%

Nearby Cities

ZIP Codes in Merrill

Merrill, IA is covered by 1 ZIP code:

Merrill vs Other Cities

Frequently Asked Questions

Merrill's cost of living index is 88, where 100 is the national average. That makes Merrill roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $152,100 and median rent is $588/month.
Merrill's violent crime rate is 83.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 464.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Merrill, IA has a population of 960, a median household income of $76,250, and an unemployment rate of 2.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Merrill averages 27.2°F in January and 84.5°F in July. Annual rainfall is 30.0 inches with about 30.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Merrill, IA is covered by 1 ZIP code: 51038.
The population of Merrill, Iowa is 960 with a median age of 34.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Merrill: cost of living index 88 (100 = US average), median home $152,100, median household income $76,250, crime index 22 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Merrill side by side with your current city to see the trade-offs.