Is Merrill, IA a Good Place to Live?
Merrill is a small town of 960 in Iowa, with a median household income of $76,250 and a 2.8% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.
Strengths: Merrill stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Merrill is right for you depends on your priorities — the full breakdown is below.
All Merrill city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.1Merrill's overall cost of living index is 88.1, where 100 represents the US national average. Living in Merrill costs roughly 12% less than the average American city.
| Metric | Merrill, IA | National Avg |
|---|---|---|
| Median Home Value | $152,100 | $244,900 |
| Median Monthly Rent | $588 | $1,163 |
| Homeownership Rate | 78.9% | 65.9% |
| Median Household Income | $76,250 | $74,755 |
Crime & Safety
Very SafeMerrill's violent crime rate is 83.4 per 100,000 residents — 78% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Merrill, IA | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 11.6% | 35.4% |
| High School Diploma or Higher | 90.1% | 91.1% |
Weather & Climate
Merrill sees average highs of 27.2°F in January and 84.5°F in July, with 30.0 inches of annual precipitation and 30.9 inches of snow per year.
| Metric | Merrill, IA |
|---|---|
| Average High — January | 27.2°F |
| Average High — July | 84.5°F |
| Annual Precipitation | 30.0" |
| Annual Snowfall | 30.9" |
Demographics
| Metric | Merrill, IA | National Avg |
|---|---|---|
| Population | 960 | — |
| Median Age | 34.9 | 38.9 |
| Unemployment Rate | 2.8% | 3.7% |
| Avg Commute Time | 18.8 min | 26 min |
| White (non-Hispanic) | 93.6% | 59.3% |
| Black or African American | 1.1% | 13.6% |
| Hispanic or Latino | 2.6% | 18.9% |
| Asian | 0.7% | 6.3% |
| Under 18 | 29.6% | 22.2% |
| 65 and over | 13.4% | 16.8% |
Nearby Cities
ZIP Codes in Merrill
Merrill, IA is covered by 1 ZIP code: