Median Income
$94,063
household / year
Median Home Value
$164,300
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
91
national avg = 100

Is Luther, IA a Good Place to Live?

Luther is a small town of 171 in Iowa, with a median household income of $94,063 and a 3.3% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Luther stands out for an affordable cost of living, below-average home prices.

Trade-offs: No major red flags stand out in the available data. Whether Luther is right for you depends on your priorities — the full breakdown is below.

All Luther city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.4

Luther's overall cost of living index is 91.4, where 100 represents the US national average. Living in Luther costs roughly 9% less than the average American city.

Metric Luther, IA National Avg
Median Home Value $164,300 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 80.0% 65.9%
Median Household Income $94,063 $74,755

Crime & Safety

Crime data for Luther is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric Luther, IA National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 19.4% 35.4%
High School Diploma or Higher 99.2% 91.1%

Weather & Climate

Luther sees average highs of 28.9°F in January and 83.9°F in July, with 35.9 inches of annual precipitation and 32.7 inches of snow per year.

MetricLuther, IA
Average High — January28.9°F
Average High — July83.9°F
Annual Precipitation35.9"
Annual Snowfall32.7"

Demographics

MetricLuther, IANational Avg
Population171—
Median Age50.738.9
Unemployment Rate3.3%3.7%
Avg Commute Time28.4 min26 min
White (non-Hispanic)93.6%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1822.2%22.2%
65 and over23.4%16.8%

Nearby Cities

ZIP Codes in Luther

Luther, IA is covered by 1 ZIP code:

Luther vs Other Cities

Frequently Asked Questions

Luther's cost of living index is 91, where 100 is the national average. That makes Luther roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $164,300 and median rent is N/A/month.
Crime data for Luther is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
School district information is sourced from NCES Common Core of Data.
Luther, IA has a population of 171, a median household income of $94,063, and an unemployment rate of 3.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Luther averages 28.9°F in January and 83.9°F in July. Annual rainfall is 35.9 inches with about 32.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Luther, IA is covered by 1 ZIP code: 50152.
The population of Luther, Iowa is 171 with a median age of 50.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Luther: cost of living index 91 (100 = US average), median home $164,300, median household income $94,063. Whether these are benefits or drawbacks depends on where you're coming from — compare Luther side by side with your current city to see the trade-offs.