Lone Tree is a small town of 1,261 in Iowa, with a median household income of $78,359
and a 1.2% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Lone Tree stands out for an affordable cost of living, below-average home prices, solid school ratings (B).
Trade-offs:
No major red flags stand out in the available data. Whether Lone Tree is right for you depends on your priorities — the full breakdown is below.
All Lone Tree city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.8
Lone Tree's overall cost of living index is 91.8,
where 100 represents the US national average.
Living in Lone Tree costs roughly 8% less than the average American city.
Metric
Lone Tree, IA
National Avg
Median Home Value
$175,400
$244,900
Median Monthly Rent
$840
$1,163
Homeownership Rate
85.1%
65.9%
Median Household Income
$78,359
$74,755
Crime & Safety
Safer than Average
Lone Tree's violent crime rate is 238.2 per 100,000 residents
— 37% lower than the national average of ~380 per 100,000.
Violent Crime
238.2 /100k
Property Crime
1338.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Lone Tree is served primarily by Lone Tree Comm School District.
The student-to-teacher ratio is 11.9:1
(better than the national average of ~16:1).
Metric
Lone Tree, IA
National Avg
School District
Lone Tree Comm School District
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
11.9:1
16:1
Bachelor's Degree or Higher
19.4%
35.4%
High School Diploma or Higher
96.1%
91.1%
Weather & Climate
Lone Tree sees average highs of 29.3°F in January
and 84.4°F in July,
with 38.5 inches of annual precipitation
and 27.5 inches of snow per year.
Lone Tree's cost of living index is 92, where 100 is the national average.
That makes Lone Tree roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $175,400 and median rent is $840/month.
Lone Tree's violent crime rate is 238.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1338.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Lone Tree are operated by Lone Tree Comm School District.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 11.9:1. 19.4% of adults 25+ hold a bachelor's degree or higher.
Lone Tree, IA has a population of 1,261, a median household income of $78,359, and an unemployment rate of 1.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lone Tree averages 29.3°F in January and 84.4°F in July. Annual rainfall is 38.5 inches
with about 27.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Lone Tree, IA is covered by 1 ZIP code: 52755.
The population of Lone Tree, Iowa is 1,261 with a median age of 43.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lone Tree: cost of living index 92 (100 = US average), median home $175,400, median household income $78,359, crime index 63 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Lone Tree side by side with your current city to see the trade-offs.
