Median Income
$57,857
household / year
Median Home Value
$55,600
owner-occupied
Median Rent
$642
gross / month
Cost of Living
84
national avg = 100

Is Lone Rock, IA a Good Place to Live?

Lone Rock is a small town of 114 in Iowa, with a median household income of $57,857 . Its cost of living index is 84 (US average = 100), which is 16% below the national average.

Strengths: Lone Rock stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Lone Rock is right for you depends on your priorities — the full breakdown is below.

All Lone Rock city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 83.8

Lone Rock's overall cost of living index is 83.8, where 100 represents the US national average. Living in Lone Rock costs roughly 16% less than the average American city.

Metric Lone Rock, IA National Avg
Median Home Value $55,600 $244,900
Median Monthly Rent $642 $1,163
Homeownership Rate 72.4% 65.9%
Median Household Income $57,857 $74,755

Crime & Safety

Very Safe

Lone Rock's violent crime rate is 33.8 per 100,000 residents — 91% lower than the national average of ~380 per 100,000.

Violent Crime
33.8 /100k
Property Crime
47.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Lone Rock, IA National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 15.0% 35.4%
High School Diploma or Higher 92.0% 91.1%

Weather & Climate

Lone Rock sees average highs of 24.9°F in January and 83.1°F in July, with 34.0 inches of annual precipitation and 39.7 inches of snow per year.

MetricLone Rock, IA
Average High — January24.9°F
Average High — July83.1°F
Annual Precipitation34.0"
Annual Snowfall39.7"

Demographics

MetricLone Rock, IANational Avg
Population114
Median Age64.338.9
Unemployment Rate0.0%3.7%
Avg Commute Time20.6 min26 min
White (non-Hispanic)93.9%59.3%
Black or African American3.5%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 183.5%22.2%
65 and over47.4%16.8%

Nearby Cities

ZIP Codes in Lone Rock

Lone Rock, IA is covered by 1 ZIP code:

Lone Rock vs Other Cities

Frequently Asked Questions

Lone Rock's cost of living index is 84, where 100 is the national average. That makes Lone Rock roughly 16% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $55,600 and median rent is $642/month.
Lone Rock's violent crime rate is 33.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 47.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Lone Rock, IA has a population of 114, a median household income of $57,857, and an unemployment rate of 0.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lone Rock averages 24.9°F in January and 83.1°F in July. Annual rainfall is 34.0 inches with about 39.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Lone Rock, IA is covered by 1 ZIP code: 50559.
The population of Lone Rock, Iowa is 114 with a median age of 64.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lone Rock: cost of living index 84 (100 = US average), median home $55,600, median household income $57,857, crime index 6 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Lone Rock side by side with your current city to see the trade-offs.