Havelock is a small town of 180 in Iowa, with a median household income of $58,036
and a 4.1% unemployment rate.
Its cost of living index is 78 (US average = 100), which is
22% below the national average.
Strengths:
Havelock stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Havelock is right for you depends on your priorities — the full breakdown is below.
All Havelock city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 78.1
Havelock's overall cost of living index is 78.1,
where 100 represents the US national average.
Living in Havelock costs roughly 22% less than the average American city.
Metric
Havelock, IA
National Avg
Median Home Value
$22,800
$244,900
Median Monthly Rent
$544
$1,163
Homeownership Rate
67.0%
65.9%
Median Household Income
$58,036
$74,755
Crime & Safety
Very Safe
Havelock's violent crime rate is 60.4 per 100,000 residents
— 84% lower than the national average of ~380 per 100,000.
Violent Crime
60.4 /100k
Property Crime
256.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Havelock, IA
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
12.3%
35.4%
High School Diploma or Higher
97.5%
91.1%
Weather & Climate
Havelock sees average highs of 25.6°F in January
and 84.4°F in July,
with 32.8 inches of annual precipitation
and 38.8 inches of snow per year.
Havelock's cost of living index is 78, where 100 is the national average.
That makes Havelock roughly 22% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $22,800 and median rent is $544/month.
Havelock's violent crime rate is 60.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 256.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Havelock, IA has a population of 180, a median household income of $58,036, and an unemployment rate of 4.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Havelock averages 25.6°F in January and 84.4°F in July. Annual rainfall is 32.8 inches
with about 38.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Havelock, IA is covered by 1 ZIP code: 50546.
The population of Havelock, Iowa is 180 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Havelock: cost of living index 78 (100 = US average), median home $22,800, median household income $58,036, crime index 14 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Havelock side by side with your current city to see the trade-offs.
