Harpers Ferry is a small town of 236 in Iowa, with a median household income of $38,750
and a 1.0% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Harpers Ferry stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Harpers Ferry is right for you depends on your priorities — the full breakdown is below.
All Harpers Ferry city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.7
Harpers Ferry's overall cost of living index is 89.7,
where 100 represents the US national average.
Living in Harpers Ferry costs roughly 10% less than the average American city.
Metric
Harpers Ferry, IA
National Avg
Median Home Value
$154,600
$244,900
Median Monthly Rent
$706
$1,163
Homeownership Rate
85.8%
65.9%
Median Household Income
$38,750
$74,755
Crime & Safety
Very Safe
Harpers Ferry's violent crime rate is 138.8 per 100,000 residents
— 63% lower than the national average of ~380 per 100,000.
Violent Crime
138.8 /100k
Property Crime
445.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Harpers Ferry, IA
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
23.3%
35.4%
High School Diploma or Higher
93.6%
91.1%
Weather & Climate
Harpers Ferry sees average highs of 26.6°F in January
and 82.5°F in July,
with 36.5 inches of annual precipitation
and 35.5 inches of snow per year.
Harpers Ferry's cost of living index is 90, where 100 is the national average.
That makes Harpers Ferry roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $154,600 and median rent is $706/month.
Harpers Ferry's violent crime rate is 138.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 445.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Harpers Ferry, IA has a population of 236, a median household income of $38,750, and an unemployment rate of 1.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Harpers Ferry averages 26.6°F in January and 82.5°F in July. Annual rainfall is 36.5 inches
with about 35.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Harpers Ferry, IA is covered by 1 ZIP code: 52146.
The population of Harpers Ferry, Iowa is 236 with a median age of 65.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Harpers Ferry: cost of living index 90 (100 = US average), median home $154,600, median household income $38,750, crime index 30 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Harpers Ferry side by side with your current city to see the trade-offs.
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