Median Income
$75,417
household / year
Median Home Value
$121,100
owner-occupied
Median Rent
$846
gross / month
Cost of Living
90
national avg = 100

Is Garnavillo, IA a Good Place to Live?

Garnavillo is a small town of 790 in Iowa, with a median household income of $75,417 and a 0.5% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Garnavillo stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Garnavillo is right for you depends on your priorities — the full breakdown is below.

All Garnavillo city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.9

Garnavillo's overall cost of living index is 89.9, where 100 represents the US national average. Living in Garnavillo costs roughly 10% less than the average American city.

Metric Garnavillo, IA National Avg
Median Home Value $121,100 $244,900
Median Monthly Rent $846 $1,163
Homeownership Rate 79.9% 65.9%
Median Household Income $75,417 $74,755

Crime & Safety

Very Safe

Garnavillo's violent crime rate is 62.7 per 100,000 residents — 84% lower than the national average of ~380 per 100,000.

Violent Crime
62.7 /100k
Property Crime
159.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Garnavillo is served primarily by Clayton Ridge Comm School District.

Metric Garnavillo, IA National Avg
School District Clayton Ridge Comm School District —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 18.8% 35.4%
High School Diploma or Higher 93.6% 91.1%

Weather & Climate

Garnavillo sees average highs of 27.9°F in January and 83.8°F in July, with 37.3 inches of annual precipitation and 34.4 inches of snow per year.

MetricGarnavillo, IA
Average High — January27.9°F
Average High — July83.8°F
Annual Precipitation37.3"
Annual Snowfall34.4"

Demographics

MetricGarnavillo, IANational Avg
Population790—
Median Age38.338.9
Unemployment Rate0.5%3.7%
Avg Commute Time23.2 min26 min
White (non-Hispanic)95.6%59.3%
Black or African American0.0%13.6%
Hispanic or Latino2.2%18.9%
Asian0.0%6.3%
Under 1826.1%22.2%
65 and over27.6%16.8%

Nearby Cities

ZIP Codes in Garnavillo

Garnavillo, IA is covered by 1 ZIP code:

Garnavillo vs Other Cities

Frequently Asked Questions

Garnavillo's cost of living index is 90, where 100 is the national average. That makes Garnavillo roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $121,100 and median rent is $846/month.
Garnavillo's violent crime rate is 62.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 159.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Garnavillo are operated by Clayton Ridge Comm School District. The district has 1 elementary, 1 middle, and 1 high schools. 18.8% of adults 25+ hold a bachelor's degree or higher.
Garnavillo, IA has a population of 790, a median household income of $75,417, and an unemployment rate of 0.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Garnavillo averages 27.9°F in January and 83.8°F in July. Annual rainfall is 37.3 inches with about 34.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Garnavillo, IA is covered by 1 ZIP code: 52049.
The population of Garnavillo, Iowa is 790 with a median age of 38.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Garnavillo: cost of living index 90 (100 = US average), median home $121,100, median household income $75,417, crime index 13 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Garnavillo side by side with your current city to see the trade-offs.