Floyd is a small town of 295 in Iowa, with a median household income of $55,750
and a 5.8% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Floyd stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Floyd is right for you depends on your priorities — the full breakdown is below.
All Floyd city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.3
Floyd's overall cost of living index is 88.3,
where 100 represents the US national average.
Living in Floyd costs roughly 12% less than the average American city.
Metric
Floyd, IA
National Avg
Median Home Value
$104,900
$244,900
Median Monthly Rent
$758
$1,163
Homeownership Rate
83.4%
65.9%
Median Household Income
$55,750
$74,755
Crime & Safety
Very Safe
Floyd's violent crime rate is 211.0 per 100,000 residents
— 44% lower than the national average of ~380 per 100,000.
Violent Crime
211.0 /100k
Property Crime
524.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Floyd, IA
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
7.4%
35.4%
High School Diploma or Higher
94.0%
91.1%
Weather & Climate
Floyd sees average highs of 24.6°F in January
and 82.0°F in July,
with 37.7 inches of annual precipitation
and 37.5 inches of snow per year.
Floyd's cost of living index is 88, where 100 is the national average.
That makes Floyd roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $104,900 and median rent is $758/month.
Floyd's violent crime rate is 211.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 524.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Floyd, IA has a population of 295, a median household income of $55,750, and an unemployment rate of 5.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Floyd averages 24.6°F in January and 82.0°F in July. Annual rainfall is 37.7 inches
with about 37.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Floyd, IA is covered by 1 ZIP code: 50435.
The population of Floyd, Iowa is 295 with a median age of 46.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Floyd: cost of living index 88 (100 = US average), median home $104,900, median household income $55,750, crime index 43 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Floyd side by side with your current city to see the trade-offs.
