Median Income
$44,277
household / year
Median Home Value
$134,700
owner-occupied
Median Rent
$835
gross / month
Cost of Living
90
national avg = 100

Is Fairfield, IA a Good Place to Live?

Fairfield is a small town of 9,474 in Iowa, with a median household income of $44,277 and a 6.5% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Fairfield stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Fairfield is right for you depends on your priorities — the full breakdown is below.

All Fairfield city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.3

Fairfield's overall cost of living index is 90.3, where 100 represents the US national average. Living in Fairfield costs roughly 10% less than the average American city.

Metric Fairfield, IA National Avg
Median Home Value $134,700 $244,900
Median Monthly Rent $835 $1,163
Homeownership Rate 57.3% 65.9%
Median Household Income $44,277 $74,755

Crime & Safety

Very Safe

Fairfield's violent crime rate is 140.5 per 100,000 residents — 63% lower than the national average of ~380 per 100,000.

Violent Crime
140.5 /100k
Property Crime
486.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Fairfield is served primarily by Fairfield Comm School District. The student-to-teacher ratio is 13.3:1 (better than the national average of ~16:1).

Metric Fairfield, IA National Avg
School District Fairfield Comm School District —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.3:1 16:1
Bachelor's Degree or Higher 49.7% 35.4%
High School Diploma or Higher 95.7% 91.1%

Weather & Climate

Fairfield sees average highs of 30.6°F in January and 84.2°F in July, with 38.4 inches of annual precipitation and 21.7 inches of snow per year.

MetricFairfield, IA
Average High — January30.6°F
Average High — July84.2°F
Annual Precipitation38.4"
Annual Snowfall21.7"

Demographics

MetricFairfield, IANational Avg
Population9,474—
Median Age43.038.9
Unemployment Rate6.5%3.7%
Avg Commute Time12.4 min26 min
White (non-Hispanic)78.0%59.3%
Black or African American7.9%13.6%
Hispanic or Latino1.8%18.9%
Asian8.7%6.3%
Under 1815.0%22.2%
65 and over25.4%16.8%

Nearby Cities

ZIP Codes in Fairfield

Fairfield, IA is covered by 2 ZIP codes:

Fairfield vs Other Cities

Frequently Asked Questions

Fairfield's cost of living index is 90, where 100 is the national average. That makes Fairfield roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $134,700 and median rent is $835/month.
Fairfield's violent crime rate is 140.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 486.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Fairfield are operated by Fairfield Comm School District. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.3:1. 49.7% of adults 25+ hold a bachelor's degree or higher.
Fairfield, IA has a population of 9,474, a median household income of $44,277, and an unemployment rate of 6.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Fairfield averages 30.6°F in January and 84.2°F in July. Annual rainfall is 38.4 inches with about 21.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Fairfield, IA is covered by 2 ZIP codes: 52556, 52557.
The population of Fairfield, Iowa is 9,474 with a median age of 43.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Fairfield: cost of living index 90 (100 = US average), median home $134,700, median household income $44,277, crime index 31 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Fairfield side by side with your current city to see the trade-offs.