Median Income
$146,250
household / year
Median Home Value
$436,900
owner-occupied
Median Rent
$1,125
gross / month
Cost of Living
93
national avg = 100

Is Cumming, IA a Good Place to Live?

Cumming is a small town of 594 in Iowa, with a median household income of $146,250 and a 1.4% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Cumming stands out for an affordable cost of living, a well-educated population, short average commutes.

Trade-offs: Potential downsides include high home prices. Whether Cumming is right for you depends on your priorities — the full breakdown is below.

All Cumming city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.7

Cumming's overall cost of living index is 92.7, where 100 represents the US national average. Living in Cumming costs roughly 7% less than the average American city.

Metric Cumming, IA National Avg
Median Home Value $436,900 $244,900
Median Monthly Rent $1,125 $1,163
Homeownership Rate 89.8% 65.9%
Median Household Income $146,250 $74,755

Crime & Safety

Very Safe

Cumming's violent crime rate is 118.5 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.

Violent Crime
118.5 /100k
Property Crime
514.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Cumming, IA National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 56.8% 35.4%
High School Diploma or Higher 100.0% 91.1%

Weather & Climate

Cumming sees average highs of 30.9°F in January and 85.6°F in July, with 36.5 inches of annual precipitation and 36.5 inches of snow per year.

MetricCumming, IA
Average High — January30.9°F
Average High — July85.6°F
Annual Precipitation36.5"
Annual Snowfall36.5"

Demographics

MetricCumming, IANational Avg
Population594
Median Age44.538.9
Unemployment Rate1.4%3.7%
Avg Commute Time24.1 min26 min
White (non-Hispanic)94.8%59.3%
Black or African American1.5%13.6%
Hispanic or Latino1.3%18.9%
Asian0.0%6.3%
Under 1824.7%22.2%
65 and over19.4%16.8%

Nearby Cities

Cumming vs Other Cities

Frequently Asked Questions

Cumming's cost of living index is 93, where 100 is the national average. That makes Cumming roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $436,900 and median rent is $1,125/month.
Cumming's violent crime rate is 118.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 514.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Cumming, IA has a population of 594, a median household income of $146,250, and an unemployment rate of 1.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cumming averages 30.9°F in January and 85.6°F in July. Annual rainfall is 36.5 inches with about 36.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Cumming, Iowa is 594 with a median age of 44.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cumming: cost of living index 93 (100 = US average), median home $436,900, median household income $146,250, crime index 29 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Cumming side by side with your current city to see the trade-offs.