Cumberland is a small town of 266 in Iowa, with a median household income of $44,375
and a 1.7% unemployment rate.
Its cost of living index is 85 (US average = 100), which is
15% below the national average.
Strengths:
Cumberland stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Cumberland is right for you depends on your priorities — the full breakdown is below.
All Cumberland city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 84.8
Cumberland's overall cost of living index is 84.8,
where 100 represents the US national average.
Living in Cumberland costs roughly 15% less than the average American city.
Metric
Cumberland, IA
National Avg
Median Home Value
$59,800
$244,900
Median Monthly Rent
$689
$1,163
Homeownership Rate
69.7%
65.9%
Median Household Income
$44,375
$74,755
Crime & Safety
Safer than Average
Cumberland's violent crime rate is 335.0 per 100,000 residents
— 12% lower than the national average of ~380 per 100,000.
Violent Crime
335.0 /100k
Property Crime
1495.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Cumberland, IA
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
8.9%
35.4%
High School Diploma or Higher
74.9%
91.1%
Weather & Climate
Cumberland sees average highs of 31.2°F in January
and 86.1°F in July,
with 36.5 inches of annual precipitation
and 27.3 inches of snow per year.
Cumberland's cost of living index is 85, where 100 is the national average.
That makes Cumberland roughly 15% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $59,800 and median rent is $689/month.
Cumberland's violent crime rate is 335.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1495.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Cumberland, IA has a population of 266, a median household income of $44,375, and an unemployment rate of 1.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cumberland averages 31.2°F in January and 86.1°F in July. Annual rainfall is 36.5 inches
with about 27.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Cumberland, IA is covered by 1 ZIP code: 50843.
The population of Cumberland, Iowa is 266 with a median age of 45.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cumberland: cost of living index 85 (100 = US average), median home $59,800, median household income $44,375, crime index 81 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Cumberland side by side with your current city to see the trade-offs.
