Is Collins, IA a Good Place to Live?
Collins is a small town of 483 in Iowa, with a median household income of $69,844 and a 5.3% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.
Strengths: Collins stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Collins is right for you depends on your priorities — the full breakdown is below.
All Collins city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.4Collins's overall cost of living index is 91.4, where 100 represents the US national average. Living in Collins costs roughly 9% less than the average American city.
| Metric | Collins, IA | National Avg |
|---|---|---|
| Median Home Value | $127,500 | $244,900 |
| Median Monthly Rent | $975 | $1,163 |
| Homeownership Rate | 74.3% | 65.9% |
| Median Household Income | $69,844 | $74,755 |
Crime & Safety
Very SafeCollins's violent crime rate is 118.4 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Collins is served primarily by Collins-Maxwell Comm School District. The student-to-teacher ratio is 10.4:1 (better than the national average of ~16:1).
| Metric | Collins, IA | National Avg |
|---|---|---|
| School District | Collins-Maxwell Comm School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 10.4:1 | 16:1 |
| Bachelor's Degree or Higher | 12.9% | 35.4% |
| High School Diploma or Higher | 92.3% | 91.1% |
Weather & Climate
Collins sees average highs of 26.9°F in January and 83.0°F in July, with 36.5 inches of annual precipitation and 30.6 inches of snow per year.
| Metric | Collins, IA |
|---|---|
| Average High — January | 26.9°F |
| Average High — July | 83.0°F |
| Annual Precipitation | 36.5" |
| Annual Snowfall | 30.6" |
Demographics
| Metric | Collins, IA | National Avg |
|---|---|---|
| Population | 483 | — |
| Median Age | 39.1 | 38.9 |
| Unemployment Rate | 5.3% | 3.7% |
| Avg Commute Time | 31.3 min | 26 min |
| White (non-Hispanic) | 95.9% | 59.3% |
| Black or African American | 0.4% | 13.6% |
| Hispanic or Latino | 1.0% | 18.9% |
| Asian | 0.4% | 6.3% |
| Under 18 | 23.4% | 22.2% |
| 65 and over | 12.8% | 16.8% |
Nearby Cities
ZIP Codes in Collins
Collins, IA is covered by 1 ZIP code: