Median Income
$69,844
household / year
Median Home Value
$127,500
owner-occupied
Median Rent
$975
gross / month
Cost of Living
91
national avg = 100

Is Collins, IA a Good Place to Live?

Collins is a small town of 483 in Iowa, with a median household income of $69,844 and a 5.3% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Collins stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Collins is right for you depends on your priorities — the full breakdown is below.

All Collins city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.4

Collins's overall cost of living index is 91.4, where 100 represents the US national average. Living in Collins costs roughly 9% less than the average American city.

Metric Collins, IA National Avg
Median Home Value $127,500 $244,900
Median Monthly Rent $975 $1,163
Homeownership Rate 74.3% 65.9%
Median Household Income $69,844 $74,755

Crime & Safety

Very Safe

Collins's violent crime rate is 118.4 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.

Violent Crime
118.4 /100k
Property Crime
1179.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Collins is served primarily by Collins-Maxwell Comm School District. The student-to-teacher ratio is 10.4:1 (better than the national average of ~16:1).

Metric Collins, IA National Avg
School District Collins-Maxwell Comm School District —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 10.4:1 16:1
Bachelor's Degree or Higher 12.9% 35.4%
High School Diploma or Higher 92.3% 91.1%

Weather & Climate

Collins sees average highs of 26.9°F in January and 83.0°F in July, with 36.5 inches of annual precipitation and 30.6 inches of snow per year.

MetricCollins, IA
Average High — January26.9°F
Average High — July83.0°F
Annual Precipitation36.5"
Annual Snowfall30.6"

Demographics

MetricCollins, IANational Avg
Population483—
Median Age39.138.9
Unemployment Rate5.3%3.7%
Avg Commute Time31.3 min26 min
White (non-Hispanic)95.9%59.3%
Black or African American0.4%13.6%
Hispanic or Latino1.0%18.9%
Asian0.4%6.3%
Under 1823.4%22.2%
65 and over12.8%16.8%

Nearby Cities

ZIP Codes in Collins

Collins, IA is covered by 1 ZIP code:

Collins vs Other Cities

Frequently Asked Questions

Collins's cost of living index is 91, where 100 is the national average. That makes Collins roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $127,500 and median rent is $975/month.
Collins's violent crime rate is 118.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1179.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Collins are operated by Collins-Maxwell Comm School District. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 10.4:1. 12.9% of adults 25+ hold a bachelor's degree or higher.
Collins, IA has a population of 483, a median household income of $69,844, and an unemployment rate of 5.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Collins averages 26.9°F in January and 83.0°F in July. Annual rainfall is 36.5 inches with about 30.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Collins, IA is covered by 1 ZIP code: 50055.
The population of Collins, Iowa is 483 with a median age of 39.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Collins: cost of living index 91 (100 = US average), median home $127,500, median household income $69,844, crime index 41 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Collins side by side with your current city to see the trade-offs.