Median Income
$60,368
household / year
Median Home Value
$172,000
owner-occupied
Median Rent
$695
gross / month
Cost of Living
90
national avg = 100

Is Carroll, IA a Good Place to Live?

Carroll is a small city of 10,270 in Iowa, with a median household income of $60,368 and a 2.8% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Carroll stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Carroll is right for you depends on your priorities — the full breakdown is below.

All Carroll city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.1

Carroll's overall cost of living index is 90.1, where 100 represents the US national average. Living in Carroll costs roughly 10% less than the average American city.

Metric Carroll, IA National Avg
Median Home Value $172,000 $244,900
Median Monthly Rent $695 $1,163
Homeownership Rate 69.2% 65.9%
Median Household Income $60,368 $74,755

Crime & Safety

Very Safe

Carroll's violent crime rate is 39.5 per 100,000 residents — 90% lower than the national average of ~380 per 100,000.

Violent Crime
39.5 /100k
Property Crime
978.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Carroll is served primarily by Carroll Comm School District. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric Carroll, IA National Avg
School District Carroll Comm School District —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 14.6:1 16:1
Bachelor's Degree or Higher 24.3% 35.4%
High School Diploma or Higher 94.9% 91.1%

Weather & Climate

Carroll sees average highs of 27.9°F in January and 84.3°F in July, with 33.7 inches of annual precipitation and 34.5 inches of snow per year.

MetricCarroll, IA
Average High — January27.9°F
Average High — July84.3°F
Annual Precipitation33.7"
Annual Snowfall34.5"

Demographics

MetricCarroll, IANational Avg
Population10,270—
Median Age43.738.9
Unemployment Rate2.8%3.7%
Avg Commute Time10.4 min26 min
White (non-Hispanic)93.5%59.3%
Black or African American2.0%13.6%
Hispanic or Latino2.5%18.9%
Asian0.7%6.3%
Under 1822.1%22.2%
65 and over22.9%16.8%

Nearby Cities

ZIP Codes in Carroll

Carroll, IA is covered by 1 ZIP code:

Carroll vs Other Cities

Frequently Asked Questions

Carroll's cost of living index is 90, where 100 is the national average. That makes Carroll roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $172,000 and median rent is $695/month.
Carroll's violent crime rate is 39.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 978.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Carroll are operated by Carroll Comm School District. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.6:1. 24.3% of adults 25+ hold a bachelor's degree or higher.
Carroll, IA has a population of 10,270, a median household income of $60,368, and an unemployment rate of 2.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Carroll averages 27.9°F in January and 84.3°F in July. Annual rainfall is 33.7 inches with about 34.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Carroll, IA is covered by 1 ZIP code: 51401.
The population of Carroll, Iowa is 10,270 with a median age of 43.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Carroll: cost of living index 90 (100 = US average), median home $172,000, median household income $60,368, crime index 25 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Carroll side by side with your current city to see the trade-offs.