Median Income
$45,000
household / year
Median Home Value
$55,000
owner-occupied
Median Rent
$785
gross / month
Cost of Living
93
national avg = 100

Is Bayard, IA a Good Place to Live?

Bayard is a small town of 372 in Iowa, with a median household income of $45,000 and a 5.1% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Bayard stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Bayard is right for you depends on your priorities — the full breakdown is below.

All Bayard city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.7

Bayard's overall cost of living index is 92.7, where 100 represents the US national average. Living in Bayard costs roughly 7% less than the average American city.

Metric Bayard, IA National Avg
Median Home Value $55,000 $244,900
Median Monthly Rent $785 $1,163
Homeownership Rate 78.9% 65.9%
Median Household Income $45,000 $74,755

Crime & Safety

Crime data for Bayard is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric Bayard, IA National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 1.6% 35.4%
High School Diploma or Higher 92.8% 91.1%

Weather & Climate

Bayard sees average highs of 29.7°F in January and 85.1°F in July, with 37.1 inches of annual precipitation and 32.8 inches of snow per year.

MetricBayard, IA
Average High — January29.7°F
Average High — July85.1°F
Annual Precipitation37.1"
Annual Snowfall32.8"

Demographics

MetricBayard, IANational Avg
Population372—
Median Age39.338.9
Unemployment Rate5.1%3.7%
Avg Commute Time22.4 min26 min
White (non-Hispanic)91.4%59.3%
Black or African American4.0%13.6%
Hispanic or Latino3.2%18.9%
Asian0.0%6.3%
Under 1828.2%22.2%
65 and over25.0%16.8%

Nearby Cities

Coon Rapids, IA 6 mi Bagley, IA 7 mi Scranton, IA 12 mi Yale, IA 12 mi Lake Panorama, IA 12 mi

ZIP Codes in Bayard

Bayard, IA is covered by 1 ZIP code:

50029

Bayard vs Other Cities

Bayard, IA vs Coon Rapids, IA Bayard, IA vs Bagley, IA Bayard, IA vs Scranton, IA Bayard, IA vs Yale, IA Bayard, IA vs Lake Panorama, IA

Frequently Asked Questions

Bayard's cost of living index is 93, where 100 is the national average. That makes Bayard roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $55,000 and median rent is $785/month.
Crime data for Bayard is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
School district information is sourced from NCES Common Core of Data.
Bayard, IA has a population of 372, a median household income of $45,000, and an unemployment rate of 5.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Bayard averages 29.7°F in January and 85.1°F in July. Annual rainfall is 37.1 inches with about 32.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Bayard, IA is covered by 1 ZIP code: 50029.
The population of Bayard, Iowa is 372 with a median age of 39.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Bayard: cost of living index 93 (100 = US average), median home $55,000, median household income $45,000. Whether these are benefits or drawbacks depends on where you're coming from — compare Bayard side by side with your current city to see the trade-offs.