Median Income
$82,772
household / year
Median Home Value
$805,500
owner-occupied
Median Rent
$1,734
gross / month
Cost of Living
107
national avg = 100

Is Urban Honolulu, HI a Good Place to Live?

Urban Honolulu is a large city of 348,547 in Hawaii, with a median household income of $82,772 and a 5.1% unemployment rate. Its cost of living index is 107 (US average = 100), which is 7% above the national average.

Strengths: Urban Honolulu stands out for lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.

Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether Urban Honolulu is right for you depends on your priorities — the full breakdown is below.

All Urban Honolulu city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 106.8

Urban Honolulu's overall cost of living index is 106.8, where 100 represents the US national average. Living in Urban Honolulu costs roughly 7% more than the average American city.

Metric Urban Honolulu, HI National Avg
Median Home Value $805,500 $244,900
Median Monthly Rent $1,734 $1,163
Homeownership Rate 48.0% 65.9%
Median Household Income $82,772 $74,755

Crime & Safety

Safer than Average

Urban Honolulu's violent crime rate is 185.2 per 100,000 residents — 51% lower than the national average of ~380 per 100,000.

Violent Crime
185.2 /100k
Property Crime
1789.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Urban Honolulu is served primarily by Hawaii Department of Education. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric Urban Honolulu, HI National Avg
School District Hawaii Department of Education
Elementary Schools 183
Middle Schools 42
High Schools 46
Student/Teacher Ratio 13.7:1 16:1
Bachelor's Degree or Higher 39.2% 35.4%
High School Diploma or Higher 90.5% 91.1%

Weather & Climate

Urban Honolulu sees average highs of 76.0°F in January and 79.0°F in July, with 31.2 inches of annual precipitation .

MetricUrban Honolulu, HI
Average High — January76.0°F
Average High — July79.0°F
Annual Precipitation31.2"
Annual SnowfallTrace / None

Demographics

MetricUrban Honolulu, HINational Avg
Population348,547
Median Age42.538.9
Unemployment Rate5.1%3.7%
Avg Commute Time22.5 min26 min
White (non-Hispanic)17.2%59.3%
Black or African American1.8%13.6%
Hispanic or Latino3.7%18.9%
Asian52.3%6.3%
Under 1816.8%22.2%
65 and over21.3%16.8%

Nearby Cities

ZIP Codes in Urban Honolulu

Urban Honolulu, HI is covered by 13 ZIP codes:

Urban Honolulu vs Other Cities

Frequently Asked Questions

Urban Honolulu's cost of living index is 107, where 100 is the national average. That puts Urban Honolulu roughly 7% above the national average in cost. The median home price is $805,500 and median rent is $1,734/month.
Urban Honolulu's violent crime rate is 185.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1789.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Urban Honolulu are operated by Hawaii Department of Education. The district has 183 elementary, 42 middle, and 46 high schools. The student-to-teacher ratio is 13.7:1. 39.2% of adults 25+ hold a bachelor's degree or higher.
Urban Honolulu, HI has a population of 348,547, a median household income of $82,772, and an unemployment rate of 5.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Urban Honolulu averages 76.0°F in January and 79.0°F in July. Annual rainfall is 31.2 inches . Based on NOAA 30-year climate normals (1991–2020).
Urban Honolulu, HI is covered by 13 ZIP codes: 96819, 96816, 96817, 96822, 96813, 96815, 96814, 96826, 96848, 96820, 96859, 96850, 96858.
The population of Urban Honolulu, Hawaii is 348,547 with a median age of 42.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Urban Honolulu: cost of living index 107 (100 = US average), median home $805,500, median household income $82,772, crime index 63 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Urban Honolulu side by side with your current city to see the trade-offs.