Median Income
$27,694
household / year
Median Home Value
$68,300
owner-occupied
Median Rent
$558
gross / month
Cost of Living
86
national avg = 100

Is Summerville, GA a Good Place to Live?

Summerville is a small town of 4,381 in Georgia, with a median household income of $27,694 and a 4.7% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Summerville stands out for an affordable cost of living, below-average home prices, lower-than-average crime.

Trade-offs: Potential downsides include longer commutes. Whether Summerville is right for you depends on your priorities — the full breakdown is below.

All Summerville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.3

Summerville's overall cost of living index is 86.3, where 100 represents the US national average. Living in Summerville costs roughly 14% less than the average American city.

Metric Summerville, GA National Avg
Median Home Value $68,300 $244,900
Median Monthly Rent $558 $1,163
Homeownership Rate 42.5% 65.9%
Median Household Income $27,694 $74,755

Crime & Safety

Safer than Average

Summerville's violent crime rate is 293.7 per 100,000 residents — 23% lower than the national average of ~380 per 100,000.

Violent Crime
293.7 /100k
Property Crime
1513.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Summerville is served primarily by Chattooga County. The student-to-teacher ratio is 14.7:1 (better than the national average of ~16:1).

Metric Summerville, GA National Avg
School District Chattooga County —
Elementary Schools 3 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 14.7:1 16:1
Bachelor's Degree or Higher 4.6% 35.4%
High School Diploma or Higher 68.5% 91.1%

Weather & Climate

Summerville sees average highs of 52.0°F in January and 89.9°F in July, with 58.3 inches of annual precipitation and 0.3 inches of snow per year.

MetricSummerville, GA
Average High — January52.0°F
Average High — July89.9°F
Annual Precipitation58.3"
Annual Snowfall0.3"

Demographics

MetricSummerville, GANational Avg
Population4,381—
Median Age45.638.9
Unemployment Rate4.7%3.7%
Avg Commute Time33.4 min26 min
White (non-Hispanic)76.0%59.3%
Black or African American19.3%13.6%
Hispanic or Latino1.8%18.9%
Asian0.2%6.3%
Under 1824.1%22.2%
65 and over19.6%16.8%

Nearby Cities

ZIP Codes in Summerville

Summerville, GA is covered by 1 ZIP code:

Summerville vs Other Cities

Frequently Asked Questions

Summerville's cost of living index is 86, where 100 is the national average. That makes Summerville roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $68,300 and median rent is $558/month.
Summerville's violent crime rate is 293.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1513.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Summerville are operated by Chattooga County. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.7:1. 4.6% of adults 25+ hold a bachelor's degree or higher.
Summerville, GA has a population of 4,381, a median household income of $27,694, and an unemployment rate of 4.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Summerville averages 52.0°F in January and 89.9°F in July. Annual rainfall is 58.3 inches with about 0.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Summerville, GA is covered by 1 ZIP code: 30747.
The population of Summerville, Georgia is 4,381 with a median age of 45.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Summerville: cost of living index 86 (100 = US average), median home $68,300, median household income $27,694, crime index 75 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Summerville side by side with your current city to see the trade-offs.