GA St Simons Lighthouse and Keepers Bldg01 · Ebyabe / CC BY-SA 3.0St Simons Park marker, St. Simons, GA, US · Bubba73 (Jud McCranie) / CC BY-SA 4.0St. Simons Park, St. Simons, GA, US · Bubba73 (Jud McCranie) / CC BY-SA 4.0GA St Simons Fort Frederica NM fort02 · Ebyabe / CC BY-SA 3.0
St. Simons is a small city of 15,983 in Georgia, with a median household income of $99,432
and a 2.7% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
St. Simons stands out for an affordable cost of living, solid school ratings (A), a well-educated population, short average commutes.
Trade-offs:
Potential downsides include high home prices. Whether St. Simons is right for you depends on your priorities — the full breakdown is below.
All St. Simons city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.7
St. Simons's overall cost of living index is 89.7,
where 100 represents the US national average.
Living in St. Simons costs roughly 10% less than the average American city.
Metric
St. Simons, GA
National Avg
Median Home Value
$445,500
$244,900
Median Monthly Rent
$1,411
$1,163
Homeownership Rate
84.9%
65.9%
Median Household Income
$99,432
$74,755
Crime & Safety
Safer than Average
St. Simons's violent crime rate is 247.4 per 100,000 residents
— 35% lower than the national average of ~380 per 100,000.
Violent Crime
247.4 /100k
Property Crime
1355.3 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
St. Simons is served primarily by Glynn County.
The student-to-teacher ratio is 12.9:1
(better than the national average of ~16:1).
Metric
St. Simons, GA
National Avg
School District
Glynn County
—
Elementary Schools
10
—
Middle Schools
4
—
High Schools
2
—
Student/Teacher Ratio
12.9:1
16:1
Bachelor's Degree or Higher
53.5%
35.4%
High School Diploma or Higher
95.6%
91.1%
Weather & Climate
St. Simons sees average highs of 61.8°F in January
and 91.0°F in July,
with 45.4 inches of annual precipitation
.
St. Simons's cost of living index is 90, where 100 is the national average.
That makes St. Simons roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $445,500 and median rent is $1,411/month.
St. Simons's violent crime rate is 247.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1355.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in St. Simons are operated by Glynn County.
The district has 10 elementary, 4 middle, and 2 high schools.
The student-to-teacher ratio is 12.9:1. 53.5% of adults 25+ hold a bachelor's degree or higher.
St. Simons, GA has a population of 15,983, a median household income of $99,432, and an unemployment rate of 2.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
St. Simons averages 61.8°F in January and 91.0°F in July. Annual rainfall is 45.4 inches
.
Based on NOAA 30-year climate normals (1991–2020).
St. Simons, GA is covered by 1 ZIP code: 31522.
The population of St. Simons, Georgia is 15,983 with a median age of 57.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in St. Simons: cost of living index 90 (100 = US average), median home $445,500, median household income $99,432, crime index 65 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare St. Simons side by side with your current city to see the trade-offs.
