What are the schools like in St. Marys, GA?

St. Marys is served primarily by Camden County. The district operates 9 elementary schools, 2 middle schools, and 1 high schools with a student-to-teacher ratio of 14.5:1.

What is the median household income in St. Marys?

The median household income in St. Marys, GA is $68,199 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.1%.

What is the weather like in St. Marys, GA?

St. Marys has an average high temperature of 62.3°F in January and 88.8°F in July. Annual precipitation averages 56.5 inches.

St. Marys, GA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is St. Marys, GA affordable or expensive?

St. Marys's cost of living index is 98, where 100 represents the national average. This means St. Marys is 2% less expensive than the average US city. The median home value is $240,400 and the median rent is $1,178 per month.

Q: What is the crime rate in St. Marys, GA?

St. Marys has a violent crime rate of 291.7 incidents per 100,000 residents and a property crime rate of 1136.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is St. Marys, GA a Good Place to Live?

St. Marys is a small city of 18,507 in Georgia, with a median household income of $68,199 and a 6.1% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: St. Marys stands out for below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether St. Marys is right for you depends on your priorities — the full breakdown is below.

All St. Marys city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.5

St. Marys's overall cost of living index is 98.5, where 100 represents the US national average. Living in St. Marys costs roughly 2% less than the average American city.

Metric	St. Marys, GA	National Avg
Median Home Value	$240,400	$244,900
Median Monthly Rent	$1,178	$1,163
Homeownership Rate	59.4%	65.9%
Median Household Income	$68,199	$74,755

Crime & Safety

Safer than Average

St. Marys's violent crime rate is 291.7 per 100,000 residents — 23% lower than the national average of ~380 per 100,000.

Violent Crime

291.7 /100k

Property Crime

1136.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

St. Marys is served primarily by Camden County. The student-to-teacher ratio is 14.5:1 (better than the national average of ~16:1).

Metric	St. Marys, GA	National Avg
School District	Camden County	—
Elementary Schools	9	—
Middle Schools	2	—
High Schools	1	—
Student/Teacher Ratio	14.5:1	16:1
Bachelor's Degree or Higher	24.8%	35.4%
High School Diploma or Higher	93.9%	91.1%

Weather & Climate

St. Marys sees average highs of 62.3°F in January and 88.8°F in July, with 56.5 inches of annual precipitation .

Metric	St. Marys, GA
Average High — January	62.3°F
Average High — July	88.8°F
Annual Precipitation	56.5"
Annual Snowfall	Trace / None

Demographics

Metric	St. Marys, GA	National Avg
Population	18,507	—
Median Age	34.0	38.9
Unemployment Rate	6.1%	3.7%
Avg Commute Time	24.0 min	26 min
White (non-Hispanic)	73.3%	59.3%
Black or African American	13.6%	13.6%
Hispanic or Latino	5.5%	18.9%
Asian	1.9%	6.3%
Under 18	25.4%	22.2%
65 and over	16.6%	16.8%

Nearby Cities

Kings Bay Base, GA 3 mi Yulee, FL 8 mi Fernandina Beach, FL 10 mi Kingsland, GA 14 mi Woodbine, GA 17 mi

ZIP Codes in St. Marys

St. Marys, GA is covered by 1 ZIP code:

31558

St. Marys vs Other Cities

St. Marys, GA vs Kings Bay Base, GA St. Marys, GA vs Yulee, FL St. Marys, GA vs Fernandina Beach, FL St. Marys, GA vs Kingsland, GA St. Marys, GA vs Woodbine, GA

Frequently Asked Questions

Is St. Marys, GA affordable or expensive?

St. Marys's cost of living index is 98, where 100 is the national average. That makes St. Marys roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $240,400 and median rent is $1,178/month.

What is the crime rate in St. Marys, GA?

St. Marys's violent crime rate is 291.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1136.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in St. Marys?

Public schools in St. Marys are operated by Camden County. The district has 9 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 14.5:1. 24.8% of adults 25+ hold a bachelor's degree or higher.

Is St. Marys, GA a good place to live?

St. Marys, GA has a population of 18,507, a median household income of $68,199, and an unemployment rate of 6.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in St. Marys?

St. Marys averages 62.3°F in January and 88.8°F in July. Annual rainfall is 56.5 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in St. Marys?

St. Marys, GA is covered by 1 ZIP code: 31558.

What is the population of St. Marys?

The population of St. Marys, Georgia is 18,507 with a median age of 34.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in St. Marys?

Key numbers for living in St. Marys: cost of living index 98 (100 = US average), median home $240,400, median household income $68,199, crime index 68 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare St. Marys side by side with your current city to see the trade-offs.