Median Income
$46,315
household / year
Median Home Value
$81,400
owner-occupied
Median Rent
$712
gross / month
Cost of Living
89
national avg = 100

Is Montezuma, GA a Good Place to Live?

Montezuma is a small town of 3,040 in Georgia, with a median household income of $46,315 and a 6.4% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Montezuma stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Montezuma is right for you depends on your priorities — the full breakdown is below.

All Montezuma city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.1

Montezuma's overall cost of living index is 89.1, where 100 represents the US national average. Living in Montezuma costs roughly 11% less than the average American city.

Metric Montezuma, GA National Avg
Median Home Value $81,400 $244,900
Median Monthly Rent $712 $1,163
Homeownership Rate 62.5% 65.9%
Median Household Income $46,315 $74,755

Crime & Safety

Safer than Average

Montezuma's violent crime rate is 261.8 per 100,000 residents — 31% lower than the national average of ~380 per 100,000.

Violent Crime
261.8 /100k
Property Crime
1014.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Montezuma is served primarily by Macon County. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).

Metric Montezuma, GA National Avg
School District Macon County —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.8:1 16:1
Bachelor's Degree or Higher 15.6% 35.4%
High School Diploma or Higher 84.9% 91.1%

Weather & Climate

Montezuma sees average highs of 59.0°F in January and 90.8°F in July, with 48.0 inches of annual precipitation and 0.2 inches of snow per year.

MetricMontezuma, GA
Average High — January59.0°F
Average High — July90.8°F
Annual Precipitation48.0"
Annual Snowfall0.2"

Demographics

MetricMontezuma, GANational Avg
Population3,040—
Median Age43.238.9
Unemployment Rate6.4%3.7%
Avg Commute Time20.5 min26 min
White (non-Hispanic)18.9%59.3%
Black or African American77.0%13.6%
Hispanic or Latino0.6%18.9%
Asian3.1%6.3%
Under 1819.0%22.2%
65 and over17.6%16.8%

Nearby Cities

ZIP Codes in Montezuma

Montezuma, GA is covered by 1 ZIP code:

Montezuma vs Other Cities

Frequently Asked Questions

Montezuma's cost of living index is 89, where 100 is the national average. That makes Montezuma roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $81,400 and median rent is $712/month.
Montezuma's violent crime rate is 261.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1014.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Montezuma are operated by Macon County. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.8:1. 15.6% of adults 25+ hold a bachelor's degree or higher.
Montezuma, GA has a population of 3,040, a median household income of $46,315, and an unemployment rate of 6.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Montezuma averages 59.0°F in January and 90.8°F in July. Annual rainfall is 48.0 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Montezuma, GA is covered by 1 ZIP code: 31063.
The population of Montezuma, Georgia is 3,040 with a median age of 43.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Montezuma: cost of living index 89 (100 = US average), median home $81,400, median household income $46,315, crime index 61 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Montezuma side by side with your current city to see the trade-offs.